Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Many people believe the Enron people were pure evil; that their actions were so obviously wrong that it was cut and dry - but it wasn't. They didn't do anything illegal in the beginning, but it snow-balled into ethics and legal actions when they tried to mask their discovery. It's no different than what happens in real estate, really, just on a bigger scale. If you want to know what happened from a Business Law perspetive, read the epilogue to my blog.
Its not uncommon to find yourself in an ethics quandary given we are dealing with OPM - Other People's Money which effects our own income, sort of a conflict of interest. Recently I was faced with an ethics challenge so to put myself back in line I published a FaceBook group ethics question. I was looking for a comment that would validate what I already knew, and viola! So I deleted the question then resolved the matter privately with no further FaceBook correspondence. Here are some ideas to help you stay in line with your personal integrity.
10 BENCHMARKS TO HELP YOU MEASURE YOUR ETHICS:
1. Would you use your case as an example of business etiquette in an ethics class?
2. Would you tell your mom what you did?
3. Would you want your colleagues to behave that way?
4. If it feels funny, ask others' opinions - the truth will unveil.
5. Should it be in your policy or operations manual?
6. If interviewed, would you talk about it?
7. Would you want to be treated that way?
8. Does it fit within your mission, vision, and culture?
9. Would you put it in a training manual?
PS - Texans Credit Union has the right attitude! Their ethics strategy is cut and dry. See diagram above.
(Diagram courtesy of https://www.texanscu.org/Default.aspx)
ENRON EXPLAINED IN LAY TERMS
In short, "Off-Balance Accounting" resulted in over-leveraged financing and when discovered by the accountants, was silenced. All companies leverage debt including banks. When our buyers borrow 96.5% to buy an asset with only 3.5% equity the banks too are leveraging because they borrow about 90% of that loan from the Federal Reserve. No big deal for one asset that is skillfully considered. But the reason you can't get an FHA loan (other than a 203K) on "investment properties" is that the risk outweighs the reward. So an investor who wants to buy 100 homes might create 10 LLCs holding 10 in each to limit liability but it does nothing to protect the banks. When they request to see your financial report all they see are the 10 homes owned by that single LLC, yet you own all 10 LLCs that own the 100 homes. Your accountant, whom you pay very well, starts asking questions, so the firm firm fires the guy and replaces with another accountant.
That pretty much sums up what happened at Enron! They spun off busines units who were dis-jointed which resulted in a lack of awareness of the other financing deals, then when Arthur Anderson, the #1 accounting firm in the world at the time who were being paid ridiculous sums of money, shut down chatter to keep the cash cow pipeline flowing.
This is to advise you that you are using copyrighted and protected material on your website/blog. Your illegal use of any articles derived by Cathy Bureau or Green Home Realty. This is original content and I am the author and copyright holder. Use of copyright protected material without permission is illegal under copyright laws. You may print one copy for your own records not to be distributed without specific written permission. You may re-write the post to include excerpts with a link to the original content. You must credit the material specifically to me, as author, and my website.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.