When you are goal-setting, do you have a specific number in mind that you need to sell to be “comfortable”? 

 

Do you think about what how many houses or staging jobs or mortgages that need to be sold each quarter?  Do you break it down into quarters?  Or even weeks? 

 

Sometimes, we get so caught up in our day-to-day running that we forget to PLAN. 

  

And, while you are planning for achieving those goals, have you thought about what you might be wasting as well?

 

 

 

 

There are so many “things” that we think we need to prove to ourselves that we are “successful”:  the morning Starbucks or Caribou, the fresh flowers on our desks, the dinners out, the have-to-have latest shoes or books or whatever. 

  

Think about this for a minute.  If you didn’t buy those flowers every week, you would save about $500 a year.  If you don’t need those running shoes now, but can wait until they are a little older stock or go on sale, you could save at least $100.  If you don’t stop at the coffee shop, but invest in great coffee you can make at home, you will likely save $400.  The list goes on…

  

How many “gadgets” are in your kitchen that you never or rarely use?  How many hardcovers (or even softcover books) do you buy, read once and shelve or toss eventually.  Most communities have great libraries and did you know that if it isn’t on the shelf, they will be happy to order it for you? 

 

When we plan for income, we also need to pay attention to needless expenses, too.  The bottom line will look much healthier with just a slight trim to waste.  And, then when you get really serious, there are dozens of books (to get from the library) about saving. 

 

There is:

 

The Tightwad Gazette series by Amy Dacycsyn, The Courage to Be Rich by Suze Orman (oh, lots of great tips in there!), Your Money or Your Life, The Millionaire Next Door, and Money Can Buy Happiness. 

Check out how you could be keeping more and possibly even working less with just some fine-tuning to your budget. 

 

I want you to be successful and happy, not successful and stressed worrying about how to get the next sale.  If you are calm and serene, you send out great vibes to people who now know that they can trust you to do your best for them.  Like attracts Like.  And, if you aren't worried and stressed, you will be a better Realtor, stager or loan officer. 

 

And YOU DESERVE IT!

 

 

 

 

 

The information contained in this blog is believed to be true and correct and while every effort is made to ensure that the information is as accurate as possible, the author of this blog, and its comments disclaim any implied warranty or representation about its accuracy for any particular purpose. All information is copy written and the property of Suzanne McLaughlin.. 

For more information about real estate values in your area, give me a call or email me at 612-202-0215 or mclaughlinhomes@gmail.com  

Suzanne McLaughlin

Sabinske & Associates, Inc.   612-202-0215   

When you need to buy or sell in St. Michael or Albertville Minnesota, give me a call! 

 
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10 Comments on Luxury or Necessity? It Might Mean More Than You Think!

AUG
17
1,542,886 Points 116 Featured Posts Localism Sponsor Outside Blog Called Shot Master

I am a saver/planner/budgeter and it practically takes an act of Congress to get me to spend a dime on myself as a treat.  The only thing I've done this year is spend money on a summer Coach bag and a new hot pink Coach wallet.  I get more excited by making deposits in my Roth IRA or my savings account.

12:11pm • #1
724,786 Points 49 Featured Posts Localism Sponsor Outside Blog Called Shot Master

OK Suzanne, great advice too bad I can not take most of them:) Good news is, I am so 'snooty' about my coffee, I can only go to a handful of places that make fantastic coffee and if I can not than need to make it at home or go without:))) I guess that is a savings of about $1000 a year:)

12:21pm • #2
500,886 Points 40 Featured Posts Called Shot Master

I'm like Chris. I get more out of saving the money than I do out of spending it. My shopping fun is going to the grocery store and Walmart for a twice monthly shopping trip.

12:21pm • #3
511,443 Points 12 Featured Posts Called Shot Master

Waste not, want not.  Good ideas.  And, I know that you can make a dime go as far as possible.  But, yet, you are generous as well.

12:43pm • #4
752,613 Points 107 Featured Posts Outside Blog Called Shot Master

Okay, Mom. But here's the way I see it - if I want it, it's a necessity. If you want it, it's a luxury. Have a great weekend!

12:51pm • #5
525,374 Points 10 Featured Posts Outside Blog Called Shot Master

I like to think that I buy out of necessity like Dick mentioned.  But, there are some great ideas in this post.  Thanks.

3:37pm • #6
1,547,754 Points 281 Featured Posts Localism Sponsor Outside Blog Attended Rain Camp Called Shot Master

Hi Suzanne..... all good points....I have to admit, if I want it, I'll buy it.... but I work so much, I don't have time to go shopping....all of my shopping is done online....I need very little.... I like to buy for my grandchildren.... that makes me happy to see them happy....

5:29pm • #7
484,564 Points 83 Featured Posts Outside Blog Called Shot Master

Hi Suzanne, I run into agents that actually tell me how they are sweating if their closing doesn't come together. That kind of stress shows in their faces and body language and I'm sure their clients pick up on it too.

6:02pm • #8
1,424,942 Points 56 Featured Posts Outside Blog Called Shot Master

My goals are usually easily attaainable and most times I am far past them.  I make a goal for what I need not want.

8:16pm • #9
AUG
18
613,502 Points 60 Featured Posts Outside Blog Called Shot Master

Hi Suzanne --- I am been following(not always successfully) Dave Ramsey for a couple of years and he has a debt-free philosophy that is mentioned in the current TIME magazine.  One of his quotes -- he must say it on his radio show a couple times a day:

“If you will live like no one else, later you can live like no one else.”

 

Proper planning and balance can work wonders -- I'm not there yet but I'm getting better.  

8:21am • #10


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Suzanne McLaughlin, Wright & Sherburne Counties Realtor (Sabinske & Associates, Inc. (Albertville, St. Michael)) Ambassador_large

Suzanne McLaughlin, Wright & Sherburne Counties Realtor

Saint Michael, MN

More about me…

Sabinske & Associates, Inc. (Albertville, St. Michael)

Address: 1449 Janett Av NE, St. Michael, MN, 55376

Office Phone: (612) 202-0215

Cell Phone: (612) 202-0215

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Sabinske & Associates are here for you. We love referrals, we love local business and local people. We highlight the best in our communities and work to help those in need. When you are in need of expert local real estate advice, you can be certain that we understand, care and can do the job.


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