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Federal Mortgage Debt Relief Act of 2007 Extension Information for Roseville CA Short Sale Candidates by Ken Patterson of Keller Williams Realty
Current facts regarding the 2007 Debt Relief Act & Possible extension:
·Law becomes Expires December 31st, 2012 under current provisions
·Pertains only to Owner Occupied Homes
·Exempts borrowers for owing Capital Gains Taxes on any Forgiven Debt which is considered Income by IRS Code
·Mortgage Servicers must respond within 5 days of Loan Modification Application submission
·Currently, there are a total of five Bills pending in both houses of congress that call for extending the Mortgage Debt Relief Act of 2007 from 1 to as many as three years
·These Bills are as follows:
·HR4202; HR 4250; HR 4336; S 2250 and S 3224
·All bills are still in committee and have been for some time
·House Bills are in the Committee on Ways and Means while Senate Bills are in the Senate Finance Committee
The intent of this Law passed in 2007 was to avoid a penalizing Capital Gains Tax burden for underwater borrowers that chose to Short Sell their Negative equity Homes.
As more information becomes available, we will continue to BLOG the updates
For FREE information regarding Selling YOUR Roseville CA Home in or FREEShort Sale Information for Roseville California please call us @ 916-751-1800 or visit www.TEAMPattersonRealty.com
TEAM Patterson Realty and Real Estate Agent Ken Patterson are very successfully helping traditional home sellers list and sell their homes Roseville, Lincoln, Rocklin and Folsom CA.Success comes from experience, knowing the current market dynamics, having a detailed plan to sell your home (201 Steps to SOLD) and having a consistent process to serve not just sellers, but buyers and other agents that is an “Ease of Doing Business” philosophy.
TEAM Patterson Realty also specializes in offering underwater mortgage assistance and Roseville CA short sales. They also help home owners in understanding Loan Modification Help your mortgage lender may be offering for your Roseville CA home.Lender specific loan modification information is available FREE.
A Rocklin Real Estate Specialist is an agent or group of agents that have actually listed, marketed, negotiated and sold Roseville / Rocklin CA Home Listings successfully.
The intent of this BLOG is to cover topics like Luxury Homes in Placer & El Dorado Counties in California. We will also discuss Short Sale Information for Rocklin, Lincoln, Roseville, Folsom, El Dorado Hills and Sacramento. We will review Market Statistics for the same areas. We will discuss Real Estate trends for Home Sellers and Home Buyers. We will on occassion advertise homes for sale. We will review Short Sales and Loan Modifications for lenders such as Bank of America, Chase, Wells Fargo, IndyMac and others.
In short, our BLOG will serve to inform our clients, peers and parties interested in Real Estate.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.