Waukesha County Real Estate: It's pretty much the same notion it has always been. It really has been when you boil it down. You saved a little money and you want to have what others have or just have a better life. I applaud you for that. I am a parent that gets that little things in life can mean everything. We all want security over our heads. Enter Waukesha County Real Estate.
As the real estate concept goes it really is a systematic thing. You qualify for a loan, you get your pre-approval letter, and you set out looking at homes on an easy IDX MLS site like below. What you don't see these days is the complexity that can take place in banks and underwriting and with all due respect to banks it has come to this. Banks want to make sure you their worth their risk, and believe me when I say that banks are different in each other, way, way, way different. For example, lets take the last 4 condo closings I have had in the last couple weeks. Three of them I had to get a release on the file and take it to another lender. My guess, is corporate America and banking has decided that it had to have this dramatic strong hold on good people that needed a legitimate and honest loan. The most bizarre being after a two month stint in underwriting a loan was denied and all because the lender discovered they did not have the right to foreclose and sell the property to anyone because of the 55 and over rule in the complex. Solution: took it to a credit union and closed in 8 days later Another, my very dear friend Barb wanted to get her a little girl a condo so we set out and went through months of a dog and pony show. Mind you, my friend Barb is worth millions of dollars and her daughter has a huge trust. Again, banking decided it was a huge risk. You took a 21 year old's happy dream and turned it into a damn nightmare and I took it personally. Solution, had the trust finance the daughter. The worst is where my wonderful friend Dianne, which has had a hell of a time since her dear husband passed away, went through a month and a half of a big bank dog and pony show only to get denied. What? This lady should be working for NASA she is so smart and has maintained a good credit rating. This is a very decent and good person and i took this real personally. Solution: Yep, you guessed it. Took it to a credit union and it is only a matter of a couple weeks and we will close.
Banks listen up. For years you held me submissive to your practice and now you are going to have to earn my business. Pretty much like when I got in this business. You see, it is my client I care for and I am going to scrutinize you to make sure you are on the level with me. These are hard working Americans like myself that have worked hard and wanted more, better, and just a fair shake. Im in it for my clients, whether they are sellers or buyers and they are who I care for, and yes, I have built a business out of being a hard head fighter. If you think I fight hard in a ring kickboxing in an MMA match, and I show up to fight and win, the same applies for my clients. I have learned a lesson. As much as I am a very conservative business man and individual credit unions are a very worthy and powerful force and big bank America, you better open your eyes fast. You are going to be knocked out for the count and you are not going to get back up.
Have a productive day and I will see you at closing!
Oconomowoc Wisconsin Real Estate,or any Waukesha County Real Estate or LakeCountry Real Estate Email me at tom@tombraatz.com or call directly at 262-377-1459 What's my home worth?Market Analysis Want that perfect home? Dream Home Finder The MLS,on-line info,& more: www.buyingvip.com
Podcasts
Stream all articles 
Subscribe in a reader
Copyright 2012 Tom Braatz All rights reserved
Comments(4)