Do you want to own your home in Palm Beach County?

www.treugroup.com 561-352-3056 The Treu Group, your Palm Beach County Real Estate Agent is here to help you find your Palm Beach County home.

Are you thinking of buying a home? Do you already have a mortgage? Does the idea of being debt free excite you? One of the best things about the market crash is that consumers are more responsible and desire to be financially solid.

So are mortgages bad? Of course not. In fact, a mortgage might be part of a strategy for reducing income tax. The cost of money right now is at a record low amount so it is a very affordable time to finance a home. It is just important to think the mortgage process through and understand what you can really afford. Being cash poor is not ever fun. You want to make sure you have enough extra money to enjoy the things in life that allow you to have the experiences that you desire.


So how do you pay off that mortgage faster?

1. Make bi-weekly mortgage payments. This will allow you to make 1 extra payment a year. The shocking thing is that by doing this, you will easily reduce a 30 year mortgage by 7 years. This is amazing.

2. Take a shorter loan term with a lower rate. Ask about 15 year fixed loan.

If you are ready to find your new home in Palm Beach County home, your Palm Beach County Real Estate team is here for you at 561-352-3056. If you prefer you can click to see all homes in Palm Beach County.  All Palm Beach County Foreclosures and Short Sales are there too.