Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
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Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
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Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
These can be scary times for homeowners across the nation. It seems every time the news is on, there is some depressing report about high unemployment, underwater homes and an abundance of Americans losing these homes to foreclosure.
Having a home foreclosed upon is traumatic, both emotionally and financially. Fortunately, there is an option that will allow you to take back control: a short sale.
If you are struggling to keep up with your monthly mortgage payments, or are already falling behind, then a short sale might be your best option. However, a short sale should still be a last resort. Other options you should try to work out with your bank prior to a short sale are a:
principal reduction, or
Here are some tips to help you when approaching your lender about one of the above options:
have wage and earnings statements available, if applicable
have at least the prior year’s tax return
collect your utility bills for the past three months and average the amounts
calculate your fixed expenses (expenses that are the same amount every month)
calculate your variable expenses (expenses that are different amounts every month)
total all debts
Be prepared to honestly explain why you are unable to afford your current payment, and do not leave out sensitive details – there is no room for pride in this process.
Once you have this information, contact your lender and ask if you qualify for any programs that will make it easier for you to afford your home.
If you have tried the above and are not eligible for loan modification, principal reduction or refinance, then you need to consider short selling your home. This will also require your bank’s approval, however, a short sale is far more appealing to them than a costly and lengthy foreclosure.
As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, Emcee and his team of professionals have made it their mission to know the best possible options available to distressed homeowners for both their present AND their future…and you can trust that your free consultation will be always be completely confidential.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.