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Get Verification Of Permitting For Home Improvements...It's Your Job

By
Services for Real Estate Pros with RE/MAX Executive Realty - Happily Retired 104763

Listing agents, it’s your responsibility to advise your seller client that any work that they had performed to their home needs to have a signed off permit on file.  If the work was never permitted, you have an issue to address.

The buyer’s agent should be advising his/her buyer that work performed should have been permitted, and they need to ask for verification of this task.  If the work was not permitted, it needs to be addressed.

This is a common happening today because homeowners do not want to increase their annual real estate taxes.  Improvements can easily make that happen, so rather than do the work correctly starting with a professional pulling a permit the homeowner will find someone who is willing to do the work illegally.

Aside from the fact that the licensee could lose his license, the work may not be to today’s code.  There may be some degree of danger within that improvement; there may be a lawsuit lurking in the future; and there may be unnecessary physical and financial harm as a result. 

This is an important task that many real estate agents do not think about; this is an important part of representing your client properly; and this applies to buyer’s agents and listing agents.  Pulling a permit is the law whenever home improvements are performed.  There are very few improvements that do not require permitting.

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Barbara Todaro, Great Grandmother to Caleb, Santino, Aiden and Gianni       

Todaro Team - Retired

508-918-9148

               

             Copyright © 2009 - 2021 Barbara Todaro

                               All Rights Reserved



 

Comments(40)

David O'Doherty
Clayton, NC
Clayton NC Homes, Raleigh, NC

Barbara, so true, I went on a listing presentation the other day and I know they had work done on the house years ago so I checked to see if the permits were pulled....they were!

Heard about a recent transaction where the listing agent correctly stated there was no HOA in this small community and the buyers agent incorrectly assumed there were no covenants. There were and they specifically did not allow what these buyers wanted to do...they found out at the closing table!!!

Sep 28, 2012 02:52 AM
Peggy Hughes/pha logistix, inc.
pha logistix inc - San Francisco, CA
SF NYC LA

Home ownership is a big responsibility... and that includes making the decision to do upgrades with professionals with permits and not under-the-table, cash only, payments that don't include accountability. As a former insurance broker, I cringe when a friend mentions work on their house without a licensed contractor...

Sep 28, 2012 02:57 AM
Barbara Todaro
RE/MAX Executive Realty - Happily Retired - Franklin, MA
Previously Affiliated with The Todaro Team

Jackie..... that's a good decision....

David.... it's a little late when it's at the closing table....

Peggy.... there are severe penalties in many states for not pulling a permit....but after the home closes without this being disclosed is the greatest penalty that's coming the agent's way....

Sep 28, 2012 03:03 AM
Jordon Wheeler
The Jordon Wheeler Group - Fairburn, GA
J W Group Real Estate Sales and Service

Hi Barbara,

Thanks for this post!  So many homeowners want to take the short cut without getting work permitted.  And it is a potential future problem for them.  Best of success to you and the team for a strong finish this year!

Sep 28, 2012 04:28 AM
Anita Clark
Coldwell Banker Access Realty ~ 478.960.8055 - Warner Robins, GA
Realtor - Homes for Sale in Warner Robins GA

Absolutely right Barbara!  Homeowners who take the time to get permits and work verification can save themselves a bunch of headaches when they get ready to sell.

Sep 28, 2012 04:28 AM
Spectrum Inspection Group
Spectrum Inspection Group - Las Vegas, NV

Great advice Barbara.  We see this all too often in inspections.

Sep 28, 2012 04:30 AM
Charita Cadenhead
eXp Realty - Birmingham, AL
Serving Jefferson and Shelby Counties (Alabama)
Contractors easily lure owners when they say "you're going to have to pull a permit" and then tell them the expense involved and on to say how it is a waste of time and money. And anytime they can say a dime, some sellers will always fall into the trap.
Sep 28, 2012 04:31 AM
Ginny Gorman
RI Real Estate Services ~ 401-529-7849~ RI Waterfront Real Estate - North Kingstown, RI
Homes for Sale in Southern RI and beyond

Barbara, right on and i've gone to homes with full additions never permitted!  I told them i can't list the home noting the addition until they get the building inspector in and have it permitted!

Sep 28, 2012 04:46 AM
Barbara Todaro
RE/MAX Executive Realty - Happily Retired - Franklin, MA
Previously Affiliated with The Todaro Team

Hi Jordon.... it's a problem for them and their agent....

Anita.... the headaches are saved for them and their agent....

Spectrum.....I'm sure you see this everyday....

Charita.... and that licensed contractor is taking a chance with their license.... if the homeowner fingers them, they have a problem with their license....

Ginny.... it's unbelievable that an addition would go on without a permit.... are there no "eyes" in that building dept.... that would be caught immediately here....

 

Sep 28, 2012 04:58 AM
Barbara-Jo Roberts Berberi, MA, PSA, TRC - Greater Clearwater Florida Residential Real Estate Professional
Charles Rutenberg Realty - Clearwater, FL
Palm Harbor, Dunedin, Clearwater, Safety Harbor

Barbara - another great blog post! Both buyers and sellers need to have this important information!

Sep 28, 2012 05:12 AM
Steven Cook
No Longer Processing Mortgages. - Tacoma, WA

Barbara -- good advice.  Many times owner may not think they need a permit to fix something that broke - or is failing.  And then, if they should call to check if something needs a permit (since most municipalities don't have a clear list on line) they may get an answer of "probably".

Sep 28, 2012 05:16 AM
Barbara Todaro
RE/MAX Executive Realty - Happily Retired - Franklin, MA
Previously Affiliated with The Todaro Team

Barbara Jo...yes, this is important for both buyers and sellers and their respective agents.....

Steven.....I think most building dept. workers know off the top of their heads what needs permitting....today, almost everything requires a permit.....

Sep 28, 2012 05:21 AM
Lynn Pineda
eXp Realty - Boca Raton, FL
Real Estate Promises delivered in SE Florida

Hi Barbara, good reminder on the importance on knowing about homeowner's home improvements, as you certainly don't want any issues that can come back to haunt you down the road, as you want to be clear about it all up front.

Sep 28, 2012 06:22 AM
Barbara Todaro
RE/MAX Executive Realty - Happily Retired - Franklin, MA
Previously Affiliated with The Todaro Team

Lynn..... it's important to all parties involved in the transaction to make sure all home improvements were done legitimately and recorded with the building dept.

Sep 28, 2012 06:27 AM
Doug Rogers
RE/MAX Coastal Properties - Destin, FL
Your Real Estate Resource!

"If you can buy the materials at a home improvement story there is no need for a permit." Straight out of a potential seller's mouth. Glad I didn't "win" that listing...

Sep 28, 2012 10:00 AM
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

Barbara, Good advice for buyers. Work should be done by licensed professionals and they should get permits. Most township web sites have information about what things require permits.

 

 

Sep 28, 2012 09:25 PM
Tom Arstingstall, General Contractor, Dry Rot, Water Damage Sacramento, El Dorado County - (916) 765-5366
Dry Rot and Water Damage www.tromlerconstruction.com Mobile - 916-765-5366 - Placerville, CA
General Contractor, Dry Rot and Water Damage

Getting a permit may be a bit of a hastle, but they are required for a reason. It is to help insure that things are done to the current building code. As agents for the buyer or seller, it is important that this information be disclosed, no manner how small the job may be. 

Thanks for the reminder Barbara.

Sep 28, 2012 11:04 PM
Anonymous
Lisa Butler

Permitting is important but home inspections can determine if code and installations are correct and up to date. I always strongly recommend buyers have a professional inspection performed and give them a list of area companies when they don't have a preferred contact. All buyers have done inspections and I have always put all possibilities in writing to make sure the buyer fully understands...haven't had any issues.

Sep 29, 2012 01:40 AM
#38
Monique Keith
Ahwatukee, AZ
Ahwatukeenulls Favorite Realtor, Buyers Agent with

It is always bad when a non-permitted add-on is missed when you are doing a FHA and it all falls apart because the other work was done by the owner. 

Sep 29, 2012 03:23 AM
Kathryn Maguire
GreatNorfolkHomes.com (757) 560-0881 - Chesapeake, VA
Serving Chesapeake, Norfolk, VA Beach

Oh goodness you hit the nail on the head with this one. I had a contractor tell me once that permits were not necessary...for a deck.  Needless to say, I did not hire him!

Sep 29, 2012 07:29 AM