San Clemente homeowners have more questions than answers about their circumstances. We have answers for just about every question on our website to help homeowners experiencing troubles making their mortgage payments.

What options other than a short sale might I have?

Loan Modification

A loan modification is a change in the Borrower's loan. It is typically permanent and in some cases comes with clauses, such as 6 months trial periods. This allows the lender to offer terms that you can afford. A Loan Modification is used to bring you current with your lender and reinstate the loan. Success rates are low but it is well worth a shot.

Principle Reduction

Decrease in the principle owed on a loan. It is considered debt relief for a portion of what you owe on your home thus making your payments more affordable. (You might be liable for taxes, consult your tax person)

Refinance

I am sure you are squawking at this option, most people unless they have monies set aside will never qualify for this if you are under hardship. But since it is an option, I wanted to ensure I listed it.

If you have tried all your options above, then a short sale is most likely your best and only option left to help you avoid a foreclosure. NOTE: Never pay anyone up-front money for any service related to a Loan Modification, Principle Reduction, Refinance or Short Sale. Before using any company for these services, do some research and ensure they are legitimate. If you have questions, I always recommend you contact an attorney who can help assist you.

San Clemente Government Program | Home Affordable Foreclosure Alternatives HAFA Program

HAFA is the acronym for Home Affordable Foreclosure Alternatives

Our San Clemente Short Sale Experts are experienced and have a through understanding of all programs available to homeowners in San Clemente, California to help avoid a foreclosure. Performing a San Clemente short sale is a way to participate in the HAFA program. Benefits of the HAFA program is that you will no longer be responsible for the remaining amount that you would owe your lender and you may possibly be eligable for relocation expenses.

Contact a Top San Clemente Short Sale Realtor

We help homeowners avoid foreclosure in California and all throughout: Cantomar In Forster Ranch | MAKO | Marblehead | Marblehead Coastal | North Beach | Ocean Hills | Pier Bowl | Rancho San Clemente | San Clemente Central | Seacrest | Talega | The Reserve | Villagio

Bank of America Short Sale San Clemente, California

Homeowners in San Clemente can Avoid Foreclosure with Bank of America

How to Short Sale Your San Clemente Home with Bank of America

Our San Clemente Bank of America Short Sale Specialist are proven experts in helping homeowners avoid foreclosure. We have worked with Bank of America on many occassions and have successfully performed short sales for our clients. We are meticulous in our submission process and can answer any of your questions. Learn more about How to Short Sale Your San Clemente Home.

Chase Bank Short Sales in San Clemente, California

How to Short Sale Your San Clemente Home with a Chase Bank Mortgage

Chase Bank allows San Clemente, California homeowners to Avoid a Foreclosure via a short sale!

Our San Clemente US Bank Short Sale Professionals help homeowners avoid foreclosure via a short sale. We have a great relationship with Chase Bank and our San Clemente Short Sale Company is here to help. Our clients love the fact that we follow up and communicate throughout the entire process of the short sale. Want to know more about Avoiding Foreclosure with Chase Bank.

US Bank San Clemente Short Sale vs Foreclosure

Foreclosure vs Short Sale | Which is the best option for you?

Do you really want a foreclosure on your credit!

Our San Clemente US Bank Short Sale Company has help homeowners avoid a foreclosure on their credit. US Bank Short Sale Experts are waiting to help assist you. Want to know more about Avoiding a Foreclosure on Your Credit with US Bank.

Wells Fargo Bank Short Sale

Short Sale Your San Clemente Home with Wells Fargo as your Mortgage

Performing a short sale with Wells Fargo Bank in San Clemente, CA

Our Company helps homeowners with Wells Fargo Bank Mortgages. We have a proven track record in helping San Clemente homeowners avoid foreclosure. Our vast experience with Wells Fargo Bank all throughout Orange County helps us successfully short sale your home which in return you avoid foreclosure. Learn more about Wells Fargo Short Sale.

Union Bank Short Sale Help

We help San Clemente Homeowners with their Union Bank Home Loans

Struggling to make your mortgage?

Our San Clemente Union Bank Assistance Specialist are proven experts in helping San Clemente homeowners avoid foreclosure with Union Bank by means of a Short Sale. There are many options available to you. We can help, click on: Union Bank Short Sale Help.

Ally Bank Short Sales

Ally Bank Short Sales help San Clemente homeowners in their time of need

Short Sale vs Foreclosure with Ally Bank

San Clemente, California homeowners have been facing possible foreclosures for a long time now. Not all homeowners are upside down or not able to make their payments, but the homeowners that really need help should know that our company is here to help assist and give options to avoiding a foreclosure. Learn more about your options Avoid Foreclosure with Ally Bank.

OneWest Bank Short Sale

Avoid a Foreclosure with OneWest Bank in San Clemente, California

OneWest Bank San Clemente, California short sales!

A San Clemente OneWest Bank Short Sale might be the perfect solution to helping you avoid a foreclosure. If you are curious about your options, we can share them with you. Want to know more about Avoiding Foreclosure with OneWest Bank.

SunTrust Bank Short Sale San Clemente

Foreclosure vs Short Sale, sell your home in San Clemente for less than owed

SunTrust Bank allows San Clemente homeowners to sell their home for less than owe

Our San Clemente SunTrust Bank Short Sale Real Estate Agents help homeowners with a SunTrust Mortgage avoid foreclosure via a short sale. We have a great relationship with SunTrust Bank and our Company helps homeowners know their options. Learn more Sell Your Home for Less than Owed.

Citibank Short Sale Experts in San Clemente

Our Company has experience with Citibank and getting your Short Sale Approved

Everyone Claims to be a short sale expert, but only a few are!

Our San Clemente Citibank Short Sale Specialist are proven experts in helping homeowners avoid foreclosure. We have worked with Citibank and closed many successful short sales for our clients. We are meticulous and professional. Learn more about Avoiding Foreclosure with Citibank in San Clemente.

ING Direct Short Sales

Don't foreclose on your ING Direct Mortgage.

Avoiding a Foreclosure with ING Direct by means of a short sale!

Our San Clemente ING Direct Short Sale Experts have been helping homeowners avoid foreclosure for years. You want to work with the best, someone that successfully negotiates short sales with ING Direct? We are meticulous and get the job done. To Learn more ING Direct Short Sales.

PNC Bank Foreclosure Alternatives

Learn How to Short Sale Your San Clemente Home and Avoid Foreclosure

Avoiding a Foreclosure with PNC Bank can be done!

PNC Bank allows homeowners who are in hardship to avoid a foreclosure. Our experience and passion to help assist homeowners who are upside down on their mortgage and give viable options to avoiding a foreclosure is what makes us your best choice. We have a team of dedicated professionals that will educate you on you options and help you in a time of need. Learn more about PNC Bank Avoiding Foreclosure.

Short Selling Your Home in San Clemente, California Short Sale Company in San Clemente, California Your short sale specialist will be carefully researched, screened and hand-picked based on performance, statistics, track record and best match for your personal situation. Our company has a proven track record for successfully helping homeowners avoid foreclosure by means of a short sale.

Did you know that a short sale cost you absolutely nothing? There is not fee to the homeowner; the bank pays all commissions and fees for the transaction. Relocation Expenses There are programs to help you get relocation expenses up to and in excess of $3000.