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Are There Any Affordable Homes For Sale In Greater Victoria?
It is a Common Question we hear frequently, so lets dive right in and see if we can answer this question and show you some evidence of currently available affordable homes in Greater Victoria.
What does affordable mean in context of buying or renting a home?
When you compare the cost of rent versus buying a home and paying the mortgage for a similar “lifestyle”. If the cost of owning a home is at, below or near the same cost of renting, in most cases it would make sense to consider buying (at least for financial reasons.
Currently it will cost about $ 530.00 per month to service a $100,000 mortgage at currently available rates and terms. In addition, if you wanted to rent a decent house (not a condo or suite) say 2 bedroom 1 bath within the Greater Victoria Region, one would expect to pay between $ 1, 350 and $ 1,650 per month. If we convert the typical rent cost as an amount available for a mortgage payment, we calculate what the mortgage amounts would be plus add some down-payment to the mix the purchase price range would be between $ 275,000 and approx. $350,0000.
Just above the Q&A section, we have included some examples of available Affordable Homes Currently For Sale In Greater Victoria BC.
The next obvious questions then become:
Questions about Affordable Homes in Greater Victoria
Are there and Homes for Sale Right Now, Under $ 350,000 in Greater Victoria?
Yes there are Single Family Homes for sale in Greater Victoria priced under $ 350,000.
How many Affordable Homes are For Sales in Greater Victoria today?
Well that is always a moving target, but anywhere between 10 and a 100 (not including Condominiums, Town-Homes and or other options).
Sure there are some Homes available, but do I need to Fix Up these homes First?
The Politically correct answer is likely “Yes, No and May-Be” the type and condition of available homes is always changing, but there are even new and near new home options available un $ 350,000
How Much Down-Payment Do I need to Buy a Home?
There are still many different options between 5% and higher, (the more you can put together the lower your mortgage payments off course
What are the Buyer (Closing) Costs to Buy a Home?
It really depends on to too many factors, but can be as little as between 1.5% and 3.5% of the purchase price (not related to GST/HST) and are largely dependent if you have bought a home in BC before or not
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.