Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
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Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
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Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
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Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Listen ... Educate ... and Ask Questions the entire way.
It's for your own good!
You, like me, have probably been reading about the upsurge in home sales and rise in demand for home mortgages. All good news, right?
Well, it seems yes ... and no.
NBC News just yesterday, released an article speaking to this very issue. Seems that yes, demand for new mortgages is growing. But banks are not handling the rise in business very well. And because of this, the new Federal Reserve's stimulus planis in jeopardy. Or at minimum, in jeopardy of not being utilized to its full potential.
Part of the hope of this latest stimulus, was that banks would lower interest rates even more than the historic lows we have been experiencing. This in turn would motivate Home Buyers to enter the market for the first time, or again. That in turn would produce a dominoeffect and rates would fall and ... well, you get the idea.
But this, is not what is happening. Many banks or lending institutions are not hiring enough staff to handle the requests for mortgages that they are receiving. At least not enough to provide smooth and quick turnaround and ultimately, good service. Why?? Because they say they do not want to have to layoff staff when demand falls again.
You probably wonder why I, as a Mortgage Lender, would bring this to your attention. And this is my answer ...
NOW more than ever, it is vitally important for Home Buyers and Borrowers to fully engage themselves in their home buying transaction and mortgage process. From the first moment you're thinking that you hope to buy or refinance a home, you must educate yourself about every step of the Home Buyingtransaction. Then you must take measures to fully prepare for the process too. And that includes a thorough search for ... and analysis of ... the professionals you choose to utilize during your transaction and financing.
And that, is exactly what I'm hoping you will do after reading the above NBC News report and this post.
Two of the most important questions you can ask any Mortgage Lender while in the interview process is, "What percentage of your applications are you successfully Closing?" ... and "What percentage of those that you Closed are doing so ON TIME, as stated within the Contract?" In other words, BEFORE choosing a Lender, ask that Mortgage Lender what their "batting average" and "stats" are. And then take the time and make the effort to verify them. If those two "stats" are low or they start hemming-and- hawing ... keep looking. You've not found the right Mortgage Lender ... or the Lender that is equipped to successfully work with you and on your behalf. As a Home Buyer, YOUare capable of and responsible fordirecting much of your own destiny. YOUmust be a driving force behind your home buying transaction and mortgage financing success. Listen ... Educate ... and Ask Questions the entire way. It's for your own good!
* Work with a Mortgage Lenderthat has a proven history of successful representation and Mortgage Closings. Contact me today! I'll put my 35+ years of mortgage experience and expertise to work on your behalf. (References available) I can be reached through any of the following:
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.