Special offer

When applying for a Mortgage Loan and Buying Your Dream Home

When applying for a Mortgage Loan & Buying Your Dream Home


  1.  Thou shalt NOT change jobs, become self-employed or quit your job.  If you should get laid off prior *even a day before* to closing your new home, contact Helene ASAP!
  2.  Thou shalt NOT make any purchases of any kind – furniture, a vehicle, boat etc. or you may be living in it & may not get approved for your new home!
  3. Thou shalt NOT make unusual large deposits or transfer money without consulting your loan office first.
  4. Thou shalt NOT use charge cards excessively or let accounts fall behind, open new or close new or credit cards.
  5. Thou shalt NOT borrower money from anyone or any credit companies, like personal friends, family, loans, from banks, large credit card advances etc. without asking Helene firsts!
  6. Thou shalt NOT make unnecessary inquires into your credit.Insurance inquiries are the exception & considered “soft” hits.
  7. Thou shalt NOT change bank accounts, add or delete accounts.
  8. Thou shalt NOT co-sign a loan for anyone.No matter if you are primary or secondary signer.
  9. Thou shalt NOT spend money that has been set aside for closing or any additional money saved.
  10.  Thou shalt NOT intentionally omit information from the loan application.

11.   *BONUS* Thou shalt NOT continue searching for more homes, allow friends & family to discourage or hinder your excitement after we execute a contract on your new dream home!! No buyers remorse allowed, if you do – please see Helene for immediate prescriptions!! (may contain chocolate, nuts and other ingredients that could be hazardous to your health, but should calm all buyers remorse symptons)

When in doubt, call Helene!

Ready to search for homes?  Visit www.HeleneSellsHomes.com

Ready to get approved for a mortgage? Contact Helene

A wonderful agent shared this with me!

Comments (0)