If you are thinking about moving to a new area for a new career, have you thought about the possibility that when you get there, and try to go get a loan on a new home, that the bank will say "No!"?

Why would the bank do this? The banks like to see a down payment, good credit and a good job history, and if you are changing fields, even if you make more money, the bank still may say "No!"

This is where someone like myself may be able to help! I specialize in lease options and owner financing and both are great alternatives to traditional bank financing. Unlike the banks, when a seller does owner financing, they look at your over all credit history, not just at what you do and the fact that you just moved for a better job.

Sellers actually love to hear that, and would be glad to loan to you and help you get into your first home in your new state of choice. In a lot of cases a seller can offer a better APR than a bank could anyway, and buyers are very surprised when they find this out.

So, if you are thinking of changing jobs or moving to another state, give me a call and I may be able to help you find the owner that is willing to give you a chance, and get you into your new home before you even arrive permanently.

Todd Clark - broker
Kastings & Associates
Phone: (503)524-9494
Fax: (503)622-8739