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Home > Blogs > Gita Bantwal > Philadelphia, Bucks and Montgomery Counties Real Estate. Tips for home buyers, home sellers by Gita Bantwal,Realtor at Re/Max Centre Realtors.
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TEN STEPS to buying a home Step #1 Down payment

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Real Estate Agent with RE/MAX Centre Realtors

If you are thinking of buying a home in 2013 now is the time to start planning.

The first thing you should do is check all your bank accounts, check the value of your stocks if you plan on selling them,  and see how much money you would like to invest in the home.

Discuss your plans with your parents and see if they might want to gift you money towards purchasing a home.

You should not use all your savings .

If you plan on buying in a few months you can set a goal to save a certain amount each month.

Write down all the expenses for the month and see which ones were not necessary. Stick to a budget.

Start saving for down payment.

 

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When you read about events please check the year for the event as some people find information a year later and think it is for that year. . The posts remain online even after the event.

Gita Bantwal is a Realtor with RE/MAX Centre Realtors in Bucks County, a Northern suburb of Philadelphia. You can view 1000s of listings on her web site www.GitaBantwal.com

 

She can be reached at 215-343-8200x124 or direct 215-275-8491 or via email gita01@aol.com

If you would like a FREE MARKET EVALUATION OF YOUR HOME IN PHILADELPHIA, BUCKS or MONTGOMERY COUNTY call me at 2152758491

 Gita specializes in Active adult communities and is a Seniors Real Estate Specialist. She holds the ABR designation (Accredited Buyers Representative) and specializes in selling to first time buyers as well as move up buyers.Gita also hold the CRS designation , Certified Residential Specialist and the CDPE designation as well. Information about real estate market is deemed to be correct but is subject to errors and omissions and should be verified independently.. Opinion expressed by me or others  in my post and comments is not to be construed to be  legal advice.I am licensed in Pa. Check real estate laws in your state as they may be different than in Pa.

IF YOU WOULD LIKE TO SUBSCRIBE TO MY BLOG         CLICK HERE   OR EMAIL ME AT Gita01@aol.com

 

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Conrad Allen
Re/Max Professional Associates - Webster, MA
Webster, Ma, Realtor

Hi Gita.  Buyers have to postpone instant gratification and save for the future.

Dec 26, 2012 06:35 AM
Ginny Gorman
RI Real Estate Services ~ 401-529-7849~ RI Waterfront Real Estate - North Kingstown, RI
Homes for Sale in Southern RI and beyond

Cool series Gita..need to take a lesson here from it...a budget is the hardest thing for many people but a necessity!

Dec 26, 2012 09:34 PM
Bill Zumwalt
William T. Zumwalt CPA, CTC "The Tax Coach for REALTORS" - Tulsa, OK
Tax Coach, CPA

Hi Gita,  I was wondering if you have seen any difference in the amount of first time home buyers now that the tax credit is gone?

Dec 27, 2012 06:16 AM
Joseph D. Federico
MVP Realty - Naples, FL
Southwest Florida Homes with Joe Federico

Great tips for home buyers!

Dec 28, 2012 09:33 PM
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

Conrad, I agree. They should save money if they want to buy a home.

Ginny, A budget is important even if we are not buying  a home.

Bill, Yes, There were many more buyers when they could get a  buyer credit.

Joseph, Thank you.

Dec 31, 2012 04:52 AM
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