As a Mortgage Professional who has been in this industry for over 25 years, I've seen it all!  

I've endured the many cycles of expansion and contraction that have occurred since 1981 and that has made me very flexible and able to change with the market.   

What amazes me about this current lending environment is that most of the people who are complaining about discontinued loan products are the ones who have jumped into the industry in the past 5 years!  They were in it for the quick money and failed to put the time into learning their craft.  Greed and the opportunistic traders on Wall Street created a lending situation that has proven to be devastating for borrowers.  The foreclosure epidemic is a  symptom of loan products being sold without full disclosure of future adjustments and borrowers buying homes they could not afford.

IT IS TIME TO GET BACK TO BASICS OF GOOD SOUND LENDING!   My goal has always been to educate the borrower about their options and fully disclose fees and loan programs.  There are no surprises at the closing table!

I believe that the cream always rises to the top.  In tough lending times, the inexperienced get out of the business and the seasoned loan officers rely on their expertise and experience to face the challenge.   

My passion for this business and for helping borrowers keeps me focused on providing the best service and product possible.  

Please feel free to contact me with any lending needs or questions.  

Peggy Hornick
Loan Specialist
Treasure Coast Mortgage Lenders, Inc.
1707 NW Federal Hwy.
Stuart, FL 34994
Office:  (772) 223-0064
Fax:  (772) 221-9977
Mobile:  (772) 485-5835