Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
What on earth is this about, I’m sure you’re asking?. I’m only playing on the words of a very high government official heard on open mike a little while back whispering in the ear of yet another very, very high government official that “This is a big f…ing deal”. I, on the other hand, am saying it is just a plain vanilla big deal! Got it? Just trying to get your attention! Now that that is out of the way, here we go.
Time and time again I encounter potential clients at open houses who are ever so reluctant to commit to a Buyer’s Consultation or even the idea of contacting a lender. It is well understood and appreciated that the internet has given buyers a powerful tool towards self sufficiency in the buying process. They are able to do a lot of initial research. They are more informed. They are more in charge; and because of this, they can be somewhat dismissive of a realtor’s offer to assist with the buying process. I do not want to go too much into the full Buyer’s Consultation in this article. Rather I would like to focus on the lender approval for now.
Yes, my dear home buyers, especially potential first-time home buyers, it is a big deal, not a big f…..ing deal, to avail yourself of the expertise of a lender before starting your home search.
I always wish to know if the house that you are looking at is within your price range. An affirmative answer elicits my congratulatory statement to the effect, “so, you are already pre-approved then” . I’ll get an array of responses –“We’re just beginning to look”. “We don’t know exactly what area we want to be in”. “We have excellent credit”. “That won’t be a problem for us”. Particularly after this answer, I’ll ask if they are cash buyers, which usually they are not.
Now all those answers are fine; however, in the interest of saving time and frustration, it is a good idea to contact a lender first. Yes, it IS a big deal. It is not simply about credit. Yes, you do need to have good credit in this climate of heightened credit standards and tight lending practices. Here are some questions that will enter into the equation for the lender.
What kind of job do you have? Is the income steady? Is it seasonal? Is it properly documented? Are paystubs readily available? Can it be verified? Are you self employed? This will require two years of documentation, for instance. Does it match your tax returns? Are you paid primarily by commissions? Again, this is going to require at least a two year history, no matter the size of these payments.
Do you have a credit record? No matter how good a steward you are of your money, if you don’t have a credit record, there is going to be a problem. Usually, in order to rectify this, you are going to have to take time to build one! What kind of monthly payments are you comfortable with? What price home will give you these payments? The answer will take into account size of down payments, type of loans, etc.
A lender will go through all this with you and ensure that any potential minefields are brought to your attention before you begin your search and God forbid, find your dream home, only to be stopped in your tracks as a result of one or other of the potential issues outlined above.
So, potential home buyers, please get a pre-approval done first before embarking on your home search. Better still, give me a call at 703-920-0003 or contact mevia my website because although it is NOT a big f….ing deal, it IS a big deal to get your pre-approval. I will point you in the right direction.
Let’s work together and get you into that new Arlington home bright and early in the New Year!
Please contact me for information on the Arlington VA and Northern Virginia Real Estate market. Remember, my service is TAILORED TO YOU.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.