No cost to attend this seminar. We started in 2001 and it has grown into an AMAZING presentation. Everyone says, "I can't believe you taught us that much for FREE!"
Seminar: Home Buying Without Fear In A Confused Market
Saturday, February 9, 2008 Who should come
Anyone thinking about purchasing a home for the first or fifth time. Real Estate agents who work with buyers or sellers looking to improve their understanding of the financial marketplace and how it affects sale and purchases. Why
The instructor is a seasoned veteran of both real estate and the mortgage industry. Ken Cook has been an investor, rehabber, loan officer, and mortgage lender - actively. Details
10:30 - Meeting and Introductions
10:45 - Official Beginning of the Workshop
11:30 - Question and Answer Period
Noon - Dismissed
The media only reports the most exciting part of anything they are reporting on. If they are doing a story on abandoned puppies they want the one with the most bandages. If they are doing a story on traffic they want to show a multi-car pile up. If they are doing a story on foreclosures they want to find a street with 6 boarded up houses in a row and they don't care if they aren't really foreclosed they just want boarded up houses even if they are houses recently purchased to be torn down to build a Wallie-City.
Having said that there is some truth in what they report but if you are not frightened out of your wits enough to talk about it around the water cooler the next day they have not done their job. The real truth is not what you hear or read from the media. Oh, it's in their numbers but just like there being 12 abandoned puppies but only one of them getting on camera because it has a bandage you are only going to hear the most shocking parts of the real estate story.
For example you haven't heard that the OFHEO report for the period from September 2006 to September 2007 put housing values up nearly 3.5% for Atlanta - not too far off our normal appreciation rate. You won't hear about Brook and Sam who put their home on the market for $180,000 in Douglas County and sold it 3 weeks later for $175,000 then bought a new home in Cobb County with 90% financing for an interest rate in the low sixes on a fixed thirty (non ARM) loan. You won't even hear that credit for first time home buyers and repeat buyers is still wide open including Fannie Mae, Freddie Mac and FHA. Nor will you hear that all of these still offer FTHB programs with little or no money down and great interest rates.
At this short workshop and presentation where there is absolutely no cost or obligation you will learn the truth in numbers. You'll see the OFHEO report and have it explained to you. We'll also look at some other Housing Price Indices and review what the mean to you.
In addition we talk very briefly about each of the following:
Home Loans - When, What, Who, Where, How, When, and Why
Down Payment Assistance
Proposed Monthly Costs
Expecting Furniture, Curtains, Towels and Sheets
Pets and People
Liability Issues You've Never Had
Appraisals and Inspections
Making an Offer
Accepting a Counter
Brick, Wood or Concrete Bunker
Upgrades and Rehabs
Buying Foreclosures or HUD Homes
A little more if we have time.
This is just an excerpt from the full 4 hour class but is plenty to get you started and you can still attend the longer class whenever you like. All attendees who pass a 20 question exit exam will receive a Certificate of Completion - not currently valid for GREC Hours.
Ken Cook - Georgia - FHA, USDA, VA and Conventional Home Loans (678) 439-8683
Looks like an interesting and well presented seminar. It's important for professionals in the industry to take an active role in disseminating information.
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Ken,
Thanks for writing this; I've featured you in this week's Mortgage Pro Week In Review--1/28/2008 Through 2/03/2008
Mike in Tucson