2013 California Fannie Mae & Freddie Mac Loan limits for 2013 - FNMA & FHLMC - AKA Conforming Loans
Fannie Mae & Freddie Mac have announced Conforming loan limits for 2013. The standard conventional loan limit remains at $417K across the USA. This is also called the Conforming Loan Limit ($417K). High Cost Areas have loan limits based on the Permanent High Cost Loan Limit established in the HERA bill. These loans are also called Conforming Jumbo, Conforming High Balance, or Super Conforming loans.
There are different debt ratio maximums and loan to value ratios for the Fannie Mae & Freddie Mac loans that exceed the standard limit of $417K. They require a minimum of 10% down payment and a maximum debt ratio of 45%.
VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).
ALAMEDA $625,500 $800,775 $967,950 $1,202,925
OAKLAND-FREMONT-HAYWARD, CA METROPOLITAN DIVISION
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ALPINE $463,450 $593,300 $645,300 $891,250
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AMADOR $417,000 $533,850 $645,300 $801,950
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BUTTE $417,000 $533,850 $645,300 $801,950
CHICO, CA (MSA)
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CALAVERAS $417,000 $533,850 $645,300 $801,950
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COLUSA $417,000 $533,850 $645,300 $801,950
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CONTRA COSTA $625,500 $800,775 $967,950 $1,202,925
OAKLAND-FREMONT-HAYWARD, CA METROPOLITAN DIVISION
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DEL NORTE $417,000 $533,850 $645,300 $801,950
CRESCENT CITY, CA (MICRO)
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EL DORADO $474,950 $608,000 $734,950 $913,350
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA (MSA)
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FRESNO $417,000 $533,850 $645,300 $801,950
FRESNO, CA (MSA)
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GLENN $417,000 $533,850 $645,300 $801,950
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HUMBOLDT $417,000 $533,850 $645,300 $801,950
EUREKA-ARCATA-FORTUNA, CA (MICRO)
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IMPERIAL $417,000 $533,850 $645,300 $801,950
EL CENTRO, CA (MSA)
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INYO $417,000 $533,850 $645,300 $801,950
BISHOP, CA (MICRO)
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KERN $417,000 $533,850 $645,300 $801,950
BAKERSFIELD, CA (MSA)
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KINGS $417,000 $533,850 $645,300 $801,950
HANFORD-CORCORAN, CA (MSA)
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LAKE $$417,000 $533,850 $645,300 $801,950
CLEARLAKE, CA (MICRO)
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LASSEN $417,000 $533,850 $645,300 $801,950
SUSANVILLE, CA (MICRO)
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LOS ANGELES $625,500 $800,775 $967,950 $1,202,925
LOS ANGELES-LONG BEACH-GLENDALE, CA METROPOLITAN D
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MADERA $417,000 $533,850 $645,300 $801,950
MADERA, CA (MSA)
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MARIN $625,500 $800,775 $967,950 $1,202,925
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA METROPOLI
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MARIPOSA $417,000 $533,850 $645,300 $801,950--------------------------------------------------------------------------------
MENDOCINO $417,000 $533,850 $645,300 $801,950
UKIAH, CA (MICRO)
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MERCED $417,000 $533,850 $645,300 $801,950
MERCED, CA (MSA)
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MODOC $417,000 $533,850 $645,300 $801,950
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MONO $529,000 $677,200 $818,600 $1,017,300
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MONTEREY $483,000 $618,300 $747,400 $928,850
SALINAS, CA (MSA)
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NAPA $625,500 $800,775 $967,950 $1,202,925
NAPA, CA (MSA)
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NEVADA $477,250 $610,950 $738,500 $917,800
TRUCKEE-GRASS VALLEY, CA (MICRO)
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ORANGE $625,500 $800,775 $967,950 $1,202,925
SANTA ANA-ANAHEIM-IRVINE, CA METROPOLITAN DIVISION
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PLACER $474,950 $608,000 $734,950 $913,350
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA (MSA)
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PLUMAS $417,000 $533,850 $645,300 $801,950
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RIVERSIDE $417,000 $533,850 $645,300 $801,950
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (MSA)
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SACRAMENTO $474,950 $608,000 $734,950 $913,350
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA (MSA)
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SAN BENITO $625,500 $800,775 $967,950 $1,202,925
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (MSA)
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SAN BERNARDINO $417,000 $533,850 $645,300 $801,950
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (MSA)
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SAN DIEGO $546,250 $699,300 $845,300 $1,050,500
SAN DIEGO-CARLSBAD-SAN MARCOS, CA (MSA)
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SAN FRANCISCO $625,500 $800,775 $967,950 $1,202,925
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA METROPOLI
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SAN JOAQUIN $417,000 $533,850 $645,300 $801,950
STOCKTON, CA (MSA)
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SAN LUIS OBISPO $561,200 $718,450 $868,400 $1,079,250
SAN LUIS OBISPO-PASO ROBLES, CA (MSA)
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SAN MATEO $625,500 $800,775 $967,950 $1,202,925
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA METROPOLI
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SANTA BARBARA $625,500 $800,775 $967,950 $1,202,925
SANTA BARBARA-SANTA MARIA, CA (MSA)
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SANTA CLARA $625,500 $800,775 $967,950 $1,202,925
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (MSA)
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SANTA CRUZ $625,500 $800,775 $967,950 $1,202,925
SANTA CRUZ-WATSONVILLE, CA (MSA)
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SHASTA $417,000 $533,850 $645,300 $801,950
REDDING, CA (MSA)
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SIERRA $417,000 $533,850 $645,300 $801,950
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SISKIYOU $417,000 $533,850 $645,300 $801,950
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SOLANO $417,000 $533,850 $645,300 $801,950
VALLEJO-FAIRFIELD, CA (MSA)
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SONOMA $520,950 $666,900 $806,150 $1,001,850
SANTA ROSA-PETALUMA, CA (MSA)
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STANISLAUS $417,000 $533,850 $645,300 $801,950
MODESTO, CA (MSA)
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SUTTER $417,000 $533,850 $645,300 $801,950
YUBA CITY, CA (MSA)
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TEHAMA $417,000 $533,850 $645,300 $801,950
RED BLUFF, CA (MICRO)
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TRINITY $417,000 $533,850 $645,300 $801,950
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TULARE $417,000 $533,850 $645,300 $801,950
VISALIA-PORTERVILLE, CA (MSA)
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TUOLUMNE $417,000 $533,850 $645,300 $801,950
PHOENIX LAKE-CEDAR RIDGE, CA (MICRO)
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VENTURA $598,000 $765,550 $925,350 $1,150,000
OXNARD-THOUSAND OAKS-VENTURA, CA (MSA)
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YOLO $474,950 $608,000 $734,950 $913,350
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA (MSA)
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YUBA $425,000 $544,050 $657,650 $817,300
YUBA CITY, CA (MSA)
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We proudly offer a full array of Government and Conventional loan Options including FHA, VA, USDA, FHA Jumbo, VA Jumbo, VA Refinance, Conventional, Jumbo, VA Condo loans, FHA 2-4 Unit Loans, VA 2-4 Unit Loans, FHA 203K Rehab Loans, 5% down Conventional loans , 97% Conventional loans - 3% down, Conventional Condo's OK to 95%, 95% conventional purchase with ZERO PMI, and more.
We serve the entire state of California including: Anaheim, Antioch, Bakersfield, Brentwood, Carlsbad, Chula Vista, Corona, Coronado, Encinitas, Escondido, Fremont, Fresno, Irvine, Long Beach, Los Angeles, Menifee, Monterey, Murrieta, Oakland, Oakley, Oceanside, Ontario, Pasadena , Poway, Rancho Cucamonga, Redlands, Riverside, Sacramento, San Bernardino, San Diego, San Francisco, San Jose, San Marcos, San Mateo, Santa Ana, Santa Monica, Temecula, Ventura, Vista, and all other CA Cities and areas.
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VA Loan Limits 2013 FHA Loan Limits 2013 Conforming Loan Limits 2013
Veterans: We are able to help Veterans with a new home purchase as soon as 2 years after Bankruptcy, Foreclosure, or Short Sale (even sooner if Short Sale involved no late payments). Call Today - get back into homeownership!
VA Loan Limits for 2013. Learn More - Up to $987K with zero money down VA Jumbo Loan
VanDyk Mortgage offers Purchase and Refinance Loans up to $417K and up to 95% Loan to Value with ZERO Monthly Mortgage Insurance. Call for details – 760-752-4480 or apply online at www.vandykfunding.com
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All information is subject to change without notice.
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