Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
For consumer advocates – and many consumers themselves – the Consumer Financial Protection Board has had a banner year. Mandated by the Dodd-Frank Act to regulate consumer protections across a broad range of financial products and services – from mortgages to payday loans to foreclosure relief services to debt collection, and everything in-between – the CFPB has put into place nearly 30 separate rules and regulations since Richard Cordray was appointed on January 4, 2012 to head up the agency by President Obama.
However, recent court ruling calls many of those actions into question.
On January 25, the DC Circuit Court of Appeals found that President Obama’s recess appointment of two National Labor Relations Board members was unconstitutional. Why does this matter to the CFPB? Because Richard Cordray was nominated in the same manner (and on the same day!), so it’s likely that his appointment will also be challenged on the same constitutional grounds.
What would that mean for the work of the CFPB to date? A few possibilities:
1. Implementation of new rules could be delayed until the next director is approved:
“The Dodd-Frank Wall Street Reform and Consumer Financial Protection Act of 2010 (Dodd-Frank), which created the CFPB, provides that although the agency could, without a director, exercise the powers that were transferred to it from other federal agencies as of July 21, 2011, the ‘new’ powers that were granted to the agency, including the authority to supervise smaller depository financial institutions (banks, thrifts, savings associations, and credit unions with $10 billion or less in assets) and covered non-depository financial institutions (including payday lenders, mortgage lenders and servicers, and student lenders) would not become effective until the agency had a director approved by the Senate.”
2. New CFPB regulations could be found invalid:
“Under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank Act), which established the Bureau, the Bureau was to obtain authority to supervise and regulate certain persons and entities only after a Director was appointed and confirmed… If the reasoning in the D.C. Court’s ruling is adopted in a challenge to Director Cordray’s appointment or in a challenge to the Bureau’s actions, a number of supervisory and regulatory actions taken by the Bureau could be found invalid.”
3. Cordray’s appointment could be rejected but the agency’s work still stands:
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.