When should homeowners who have been foreclosed on start taking responsibility for themselves and their actions?
I accepted an interior BPO order on a property the other day. Not far from my office. Could get it done in a jiff. I called the listing agent to gain access as it had not gone into the MLS as of yet. I gathered up my camera, note pad and keys and headed out. The agent had warned me that it was pretty bad. 
I am use to going and finding homes dirty and unkept, trash and belongings thrown about. This one however was different. It was much worse than just being upkept.
Someone had gone through the home and knocked holes in the sheetrock, removed toilets, removed sinks from counter tops, removed carpet from floors and had torn the dishwasher and range out of their respective places from the kitchen. Garage door had been removed. I was just completely appauled at what I saw.
I know it is easy to blame the economy or the government. I guess it is even easy to point the finger at Santa Clause, for the situation some homeowners have been placed into. Whether by their own fault or the fault of someone else. But, when is enough really enough. When do we become responsible for our own actions? Can we really blame these other entities for our own actions of destorying a piece of property that technically does not belong to us until we have made that very last payment? And, maybe this home was the work of vandals, who knows....
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