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The Battle Of The Bulge - Due To Deferred Maintenance

By
Home Inspector with Jay Markanich Real Estate Inspections, LLC 3380-000723

It started small, but with a little crack here, separation there, or small hole, it ended up with the battle of the bulge - due to deferred maintenance.

HOME MAINTENANCE PROBABLY COSTS ABOUT 1% OF THE VALUE OF THE HOME EVERY YEAR.

I have heard that, but don't know if it's accurate.  Home maintenance includes everything - a new rose bush or tree, painting the bedroom, replacing the carpet in the basement, or fixing the garage door spring.

One year a homeowner might decide to do things, or need to do things, that add up to more than 1%.  And the next two years maybe nothing is done.  But in the long run, that 1% maintenance expenditure is probably close to accurate.

This house is only 13 years old.

The slightly-inclined, but considered flat, front porch roof is covered with a synthetic rubber called EPDM.

EPDM stands for Ethylene Propylene Diene Monomer (M Class).  It is a product produced by Firestone.

There are two thicknesses - 60mil and 90mil.  The 90mil is what you would see on top of commercial buildings.  It is rarely used on residential homes.

The 60mil product only has about a 10 year life span when it gets direct sun for a lot of the day.

This porch roof gets sun from noon until the end of the day, the hottest sun exposure.

It was installed improperly, glued directly onto the Oriented Strand Board roof underlayment.  That is a HUGE NO NO.

When it is not so dramatically exposed to sun and when installed correctly the 60mil product can last about 20 years.

Gluing is critical.  Gluing is critical on the underlayment; gluing is critical at the edges; gluing is critical under things like those guardrail posts, which CANNOT be toe nailed as an "attachment;" incline is critical so that water does not pond.

This roof was not installed correctly.  It was ignored by the homeowner(s).  It was left to fend for itself.

IT WAS DOOMED TO FAIL.

And it has.  Many photos could be shown to demonstrate how damaged this roof is.  Some of the damage can be seen underneath, and on the edge.  Certainly the roofing surface has warped dramatically.

Now my client has a lot to do.  This front porch roof is a start-at-the-beginning-and-build-a-new-roof roof.

AND THAT IS ONLY ONE OF THE MANY ASPECTS OF DEFERRED MAINTENANCE ON THIS HOUSE.

My recommendation:  home maintenance is an annual affair.  A checklist for each season is good, and I have posted many of those.  BUT WHEN IT COMES TO BRINGING A HOUSE BACK TO A PROPER CONDITION AFTER SERIOUS DAMAGE HAS OCCURRED, DEFERRED MAINTENANCE COSTS MORE THAN THE 1% REGULAR MAINTENANCE IT WOULD HAVE COST TO PREVENT THAT SERIOUS DAMAGE.

So look around, keep lists and stay current.  And your house will love you for it.

 

 

 

Posted by

Jay Markanich Real Estate Inspections, LLC  

Based in Bristow, serving all of Northern Virginia.

Office (703) 330-6388   Cell (703) 585-7560

www.jaymarinspect.com


Comments(56)

Jay Markanich
Jay Markanich Real Estate Inspections, LLC - Bristow, VA
Home Inspector - servicing all Northern Virginia

Ugh, tak'em classes Forked Tongue Man.  That's perfect American Indian.  The bulge and maintenance thing can be applied in many ways!

Feb 26, 2013 11:19 PM
Anthony Daniels
Coldwell Banker - San Francisco, CA
SF Bay Area REO Specialist

Good stuff.  Homeownership requires a certain degree of responsibility, care and maintenance.

Thanks for sharing it.

Feb 27, 2013 12:35 AM
Andrew Mooers | 207.532.6573
MOOERS REALTY - Houlton, ME
Northern Maine Real Estate-Aroostook County Broker

Always figured 1.5 % and if you wait, lots more from neglect.

Feb 27, 2013 12:51 AM
Than Maynard
Coldwell Banker Heart of Oklahoma - Purcell, OK
Broker - Licensed to List & Sell - 405-990-8862

So many want to buy a house and then never do anything to it. They think it will fend for itself I guess.

I also love the people who want to add every little expense to their sales price. "We painted twice since we owned it and that cost us $5000 and we want that back. We put new carpet in 5 years ago and that was $2500 and we want to add that to what we paid 15 years ago." etc, etc.........

Feb 27, 2013 12:53 AM
Ronald DiLalla
Century 21 Discovery DRE 01813824 - Anaheim, CA
No. Orange Cty Real Estate

This situation happens too often...improper installation..Thanks for sharing with us.

Feb 27, 2013 12:56 AM
Karen Dunn
Big Valley Mortgage - Elk Grove, CA
Sr. Mortgage Consultant

Good information!  When I bought my first home, someone suggested to me to open up a separate repair bank account and add $100 to it each month when I made my mortgage payments.  THis has served me well over the years when it comes to maintenance!!!

Feb 27, 2013 01:57 AM
Stephanie Stringer
First Choice Loan Services NMLS#210764 - San Antonio, TX
Mortgage Loan Originator

Jay-  Great information and like the 1% rule.  A house is a big investment and we need to property take care of it.  Thanks for sharing this great post.

Feb 27, 2013 02:24 AM
Steven Cook
No Longer Processing Mortgages. - Tacoma, WA

Jay -- looks like not only do you have a bulge on the roof, you got some spam on #43.

In answer to a question raised in #10 -- if the HOA is any good, they take the cost of replacement divide it by the number of years of useful life, and then assign each owner their participation share of that amount, plus a bit for inflation (usually I have seen about 10% added to each billing to cover the expected inflation amount.)  When I was working on a commercial project, we were allocating 5%/year for repairs/renovation/keeping things maintained.

Feb 27, 2013 03:36 AM
Robert Butler
Aspect Inspection - Montreal West Island, QC
Montreal Home Inspector | Aspect Inspection

I'm sure that 1% is likely pure guesstimate, common sense. The expression I know for the is: "An ounce of prevention is worth a pound of cure."

(Metric gram to kilogram just doesen't have the same 'cache') If you think that's good French, just Google 'Pastagate'.

Feb 27, 2013 04:32 AM
Bob Crane
Woodland Management Service / Woodland Real Estate, KW Diversified - Stevens Point, WI
Forestland Experts! 715-204-9671

Great post Jay, I often think that anything laid on top of OSB is designed to fail, perhaps by a contractor who is thinking about planned obsolescence and a future income opportunity.

Feb 27, 2013 04:51 AM
Samantha Smith
214.422.0729 www.SamIAmHouses.com - Rowlett, TX
Sam I Am Houses, Simply Texas Real Estate

1% Rule is a good rule of thumb to keep ... I share it with my buyers too ;)

Feb 27, 2013 06:05 AM
Pamela Seley
West Coast Realty Division - Murrieta, CA
Residential Real Estate Agent serving SW RivCo CA

Deferred maintenance is more has to be done and more money spent at one time. It would be good if home owners put aside 1%, or another calculation, is 10% of mortgage payment each month for those costs. Great post, enough can't be said about home maintenance.

Feb 27, 2013 08:28 AM
Jay Markanich
Jay Markanich Real Estate Inspections, LLC - Bristow, VA
Home Inspector - servicing all Northern Virginia

Happy to share Anthony!  That's what we do here.

Andrew - anything works, likely, if you stick to it.  Deferred always costs more!

Than - buyers don't care if you put granite counter tops in 5 years ago!

Ronald - that was the basic problem here.

Karen - that's a great practice for anyone who can afford it.

Feb 27, 2013 09:08 AM
Lori Cain
Own Tulsa - Tulsa, OK
Midtown Tulsa Real Estate Top Producer

Jay, I really learn a lot from your posts and love to re-blog them. Sometimes at inspections, the oddest things turn up - or at least things that we were not expecting and could not have anticipated. I live in a house that was built in 1915, and I know that much work throughout the years has been done without permits and/or by unqualified persons. I have considered hiring my home inspectors to do inspections on our home as if someone were buying our property - just so I would have a clue what needed attention - and be able to budget for it.  Maybe that would make a good anniversary gift for my husband who has lived here his entire 58 years.

I think 1% sounds low, by the way.

Feb 27, 2013 09:10 AM
Jay Markanich
Jay Markanich Real Estate Inspections, LLC - Bristow, VA
Home Inspector - servicing all Northern Virginia

Stephanie - I don't know if it's totally accurate, but it is probably a good rule of thumb.

Steven - I think Kerrie took care of #43 before I saw it!  HOAs have to think in advance, whateve the formula.

Guesstimate for sure Robert.  And Poor Richard (Franklin) would never have thought to use metric!

Bob - EPDM requires a specific underlayment, and OSB isn't one of them!

Samantha - if you use it you will probably end up okay!

Whatever the formula Pamela, stick to it!

Feb 27, 2013 09:12 AM
Jay Markanich
Jay Markanich Real Estate Inspections, LLC - Bristow, VA
Home Inspector - servicing all Northern Virginia

Lori - properties that old are projects and the 1% is probably low!

Feb 27, 2013 09:13 AM
Patricia Kennedy
RLAH@properties - Washington, DC
Home in the Capital

Jay, some day, when I put my house on the market, I will start to have nightmares about you showing up with the buyers nto do the home inspection!

Feb 27, 2013 09:41 AM
Tom Arstingstall, General Contractor, Dry Rot, Water Damage Sacramento, El Dorado County - (916) 765-5366
Dry Rot and Water Damage www.tromlerconstruction.com Mobile - 916-765-5366 - Placerville, CA
General Contractor, Dry Rot and Water Damage

Great example of the need for proper installation and regular home maintenance Jay.

1%?? I think I am over budget already this year.  :)

Feb 27, 2013 11:38 AM
James Dray
Fathom Realty - Bentonville, AR

Well sir I can see you caught up to his handiwork again.  He is doing his best to stay one step ahead of you but it's difficult. 

Feb 27, 2013 07:04 PM
Jay Markanich
Jay Markanich Real Estate Inspections, LLC - Bristow, VA
Home Inspector - servicing all Northern Virginia

I'll take that as a compliment Pat.  But it's unlikely that I would show up!

Corinne - and I hope you gets LOTS of those big commission checks!

Tom - some years we go way over the 1%.  And on older homes likely the annual total is USUALLY over 1%!

James - you can run but you can't hide...

Feb 27, 2013 07:30 PM