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Money Saving Tips and Tricks

By
Real Estate Agent with RE/MAX UNITED

Whether you are retired or still trying to save up, the worry of money is always present. You want to make sure that you have enough saved up, but how can  you cut a few corners  to help make  that happen? Lucky for you we have a few tips and tricks that can help you save a few dollars here and there along the way.

1. Senior discounts – This one is something that many seniors look forward to. Here on Cary Seniors there is a tab that tells you of different retail stores and restaurants that have a senior discount. Some have certain days that you can get a discount and others are 24/7 deals  you could be missing out on!

2. Don’t wait to shop the week of – Pick out presents for birthdays and Christmas as the year goes on. The holidays is a great time to stack up on wrapping paper and boxes throughout the year, but sometimes the things that catch your eye are available for much cheaper during the summer as opposed to the holiday season. Also, if you use a computer, look into doing some online shopping. Deals online can be more helpful than those in the store, especially when it comes to Cyber Monday. Don’t try to fight the crowds after Thanksgiving, wait until the following Monday when all online stores have super discounts and usually free shipping as well!

3. Discourage extra spending – A list can be your best weapon when you go to the grocery store. The list only told you eggs and milk, but here you are coming home with four or more bags! Stop impulsive shopping by just getting the essentials that you need. Also, try to not eat out as often. It would be best to buy in bulk and use those items at home as opposed to spending $20 a meal at a fast food or sit down restaurant.

4. Finally, cut corners literally! – There is always more toothpaste in the tube, that is not a figure of speech. Snip off the end of the tube to get to that last bit. You’ll be surprised how much toothpaste you have  thrown away over the years! When doing laundry, use less than recommended. Most times, the bottle tells you to use more and therefore send you back to the store for another bottle. Finally, don’t be too proud to ask for essentials. When it comes to the holidays, your family has good intentions but knowing what to buy the person gets difficult as they get older. Make a list of food items you purchase regularly, include brand names or even the type of shampoo and soap you prefer. Your family can make you a lovely gift basket with all your essential, at no cost to you!

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Larry Atkins
State Wide Realty Co. - Farmville, VA
Veteran Owned & Operated

These are some great pointers - at a time when many are having to cut back!  

Feb 28, 2013 05:00 AM
Michael Ostrowski
Internet Engine - Libertyville, IL

Thanks for sharing-always good to see things like this and serve as a good reminder to us all.

Feb 28, 2013 06:26 AM
John Pusa
Glendale, CA

Bud & Beth - Thank you for sharing detailed information about money saving tips and tricks.

Feb 28, 2013 06:44 AM
Carmela Jacobs
Carmela Realty - Westlake Village, CA
Ventura Co., Los Angeles Co., CA, & Global Realtor

Bud & Beth,

All great tips! Here's another tip, best day to bargin grocery shop is Wednesday when many grocery stores release new sale ads, but also honor the previous week's sales items. T To save even more, shopping in the evening is your best bet. That means Wednesday nights are the ultimate time to buy. This is the time when perishables are typically reduced for quick sale. If the Produce, Bakery or Meat departments are concerned about having too much stock left over at the end of the day, they will often reduce the price by up to 50 percent to encourage quick sales.

Best,

Mar 01, 2013 12:16 PM
Roy Kelley
Retired - Gaithersburg, MD

You offer good advice for consumers.

Have a most productive March!

Mar 12, 2013 07:06 AM