How to Buy a Home in Medford for under $175K!

Number one thing for a potential buyer to do is get pre-qualified with a reputable and smart lender.  A knowledgeable lender will be to find you a loan at the lowest interest rate that you can qualify for and help you evaluate other possible loans that might work for buying a house in this price range.

Karen Cooper is available to pre-qualify you for a loan at competitive rates.  Email her for a quote or estimate of your monthly mortgage payment.

Next, you need to find a willing and knowledgeable Realtor®, to help and educate you about the buying process.  Getting a property in your price range is only one part of the process.  A good buyer's agent will help with many other processes and paperwork items that will be needed to buy a home.  Check out this link for more information on the buying process or email with your questions.

Then, you need to go look at the houses in this price range.  Below is a homes that could qualify.

medford oregon home

 
This post has been included in Oregon Information

4 Comments on How to Buy a Home in Medford for under $175K!

Krista - This is a great home for a buyer who qualifies for the Oregon Bond Loan. With the interest rate on the RateAdvantage at 4.95% (5.656 apr) and Cash Advantage at 5.45% (6.168 apr), a buyer for this home with 5% down payment can get in to this great affordable home with a great 30 year fixed loan. And, since the house is in Medford, the buyer might qualify for down payment assistance if savings is a hurdle and to help make the payments really low.

02/03/2008 11:59 PM by Karen Cooper - Quality Home Loans, Inc.

Karen, thanks for letting me know about the low interest rate loans available for this typw of house.  What kind of down payment assitance does Medford have?

02/04/2008 05:43 PM by Krista Bolf Ashland Agent, Ashland Real Estate & Medford Real Estate (Coldwell Banker Pro West)

I've seen that house, and it is very cute.

Good old charm of interior french doors, hardwood floors, updated kitchen.

This would be a great home for a first time buyer.

And if you could get an Oregon Bond Loan, that would be great.

02/04/2008 11:00 PM by Adam Bogle, CRS, Southern Oregon... The Most Recognized Realtor in the Universe (Coldwell Banker Pro West)

Adam- I am glad you saw this house.  It is cute, huh?  Do you have a buyer?

02/05/2008 09:45 AM by Krista Bolf Ashland Agent, Ashland Real Estate & Medford Real Estate (Coldwell Banker Pro West)

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Real Estate Agent: Krista Bolf Ashland Agent, Ashland Real Estate & Medford Real Estate (Coldwell Banker Pro West)
Krista Bolf Ashland Agent, Ashland Real Estate & Medford Real Estate
Ashland, OR
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Coldwell Banker Pro West

Office Phone: (541) 482-5590
Cell Phone: (541) 944-2172
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Find out what's happening in Ashland, Oregon and Medford, Oregon or How to buy and sell property in Mexico.

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