Number one thing for a potential buyer to do is get pre-qualified with a reputable and smart lender.  A knowledgeable lender will be to find you a loan at the lowest interest rate that you can qualify for and help you evaluate other possible loans that might work for buying a house in this price range.

Karen Cooper is available to pre-qualify you for a loan at competitive rates.  Email her for a quote or estimate of your monthly mortgage payment.

Next, you need to find a willing and knowledgeable Realtor®, to help and educate you about the buying process.  Getting a property in your price range is only one part of the process.  A good buyer's agent will help with many other processes and paperwork items that will be needed to buy a home.  Check out this link for more information on the buying process or email with your questions.

Then, you need to go look at the houses in this price range.  Below is a homes that could qualify.

medford oregon home

 
This post has been included in Oregon Information

4 Comments on How to Buy a Home in Medford for under $175K!

FEB
03
2008
146,175 Points 2 Featured Posts
Krista - This is a great home for a buyer who qualifies for the Oregon Bond Loan. With the interest rate on the RateAdvantage at 4.95% (5.656 apr) and Cash Advantage at 5.45% (6.168 apr), a buyer for this home with 5% down payment can get in to this great affordable home with a great 30 year fixed loan. And, since the house is in Medford, the buyer might qualify for down payment assistance if savings is a hurdle and to help make the payments really low.
11:59pm • #1
FEB
04
2008
Karen, thanks for letting me know about the low interest rate loans available for this typw of house.  What kind of down payment assitance does Medford have?
5:43pm • #2

I've seen that house, and it is very cute.

Good old charm of interior french doors, hardwood floors, updated kitchen.

This would be a great home for a first time buyer.

And if you could get an Oregon Bond Loan, that would be great.

11:00pm • #3
FEB
05
2008
Adam- I am glad you saw this house.  It is cute, huh?  Do you have a buyer?
9:45am • #4

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Krista Bolf, Ashland Homes & Real Estate Medford Homes & Real Estate for Sale

Ashland, OR

More about me…

Coldwell Banker Pro West - Ashland

Address: 190 Oak St. #1, Ashland, 97520, or 1301 Poplar, Medford 97504, Ashland, OR, 97520

Office Phone: (541) 482-5590

Cell Phone: (541) 944-2172

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Find out what's happening in Ashland, Oregon and Medford, Oregon or How to buy and sell property in Mexico.


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