I am not saying a home seller in Sacramento should ignore the bank. Especially not when the bank mails out documents. It's entirely possible that the seller will receive duplicate documents, especially if the seller is attempting to do a short sale. The bank will send documents not only to the short sale agent but also to the seller. And more duplicate documents will come from different departments. When in doubt, send those documents to your real estate agent. Not to the bank.
Even in an equity sale, though, sellers will wonder how much communication they need to have with their bank. Banks staff entire departments whose sole focus is to collect mortgage payments. Some people confuse these collection attempts with a person who cares, a person who is reaching out to console and comfort, instead of a person who will reach into your chest, rip out your heart and squeeze until it crumbles into dust in their fist.
Read more on my personal blog today about Should You Notify the Bank Your Home is For Sale?
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