USA Lending guidelines and mortgage laws! Did we forget what happened to Texas in 1980's?

I have a 128 page dissertation of the note language that was changed in 2000, from Fannie Mae attorney! I have banker boxes of proof! Recently


I have learned that the FBI is targeting only small mortgage brokers in my area, refusing to go after the national lenders that set presidency over what happens in the industry. Going after the "mom and pop shops" isn't going to stop what is happening in our country. I had a meeting in July 2004 with the FBI agent who was to step in at a real estate closing, to nab the predatory lender, but that didn't happen because he was told the FBI can't touch Wells Fargo... they are to big! This is noted with written documentation and taped phone conversation. The three biggest lenders created this mess through their "wholesale" divisions, everyone jumped on the band wagon to make their greedy fat profits.

To add insult to injury the CEO's are cut loose with huge severance packages, go back a few years ago when the big guy at Fannie Mae was turned loose, he made big money for harming the country. Maybe you will answer me now, because this real estate mess is not over by a long shot. Underwriting guidelines and laws need to change in our lending industry in order for our country to heal and make sure this never happens again!