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Blue Springs Home Loan

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Mortgage and Lending with Leader One Financial 164545

Blue Springs Home Loan

It's that time of the year again, the trees are starting to bud, the grass seems a bit greener and best of all the weather is getting Blue Springs I-70 Fountainwarmer!  It's time to fire up the BBQ grill and have some fun in the backyard!  It's typically this time of year when people start thinking about getting into a new home or for some folks it's time to stop renting, save some money and buy that first dream home! 

Buying a home can be one of the most exciting yet daunting tasks out there, it's fun to look at houses and think of the life you can begin building in the one you find that you like; but there's the scary side: MORTGAGES!

We're here to help you make it through the home loan process as painlessly and stress-free as possible.  Today, I want to educate you on some things you can do to get started on the right foot as you are searching for your new home and shopping for a mortgage to pay for that house. Let's get started

1. Get pre-approved before you start looking. - it's important to get pre-approved before you start looking for houses and here's why: You don't want to find a house and then find out that you can't get a mortgage, in simple terms, if the house you have fallen in love with costs $160,000 but you can only get a mortgage for $140,000 then you're going to suffer a broken heart and have to find a house you can afford...but if your pre-approved before you start shopping you'll save yourself a lot of headaches and heartbreaks!

2. Credit.  There's a lot we could say about what to do and what not to do with your credit while trying to get a mortgage.  The simplest advice we can give is: pay your bills.  If you have late payments, get them paid, if you have a current mortgage or rent payments - pay them on time.  Credit can make or break yor chances of getting a Blue Springs Home Loan.

3. Credit part II - Let's say you're going through the Home Loan pre-approval process and you've just discovered that your credit is worse off than you expected.  We can help; We can often times tell you how you can get an instant boost in your credit score or we can refer you to a credit repair specialist and get you on the road to 'mortgage-ready.' Don't be afraid, just be honest with us and we can help you out!

Blue Springs Home Loan

Posted by

Darren Copeland | Home Loans | Lee's Summit MODarren Copeland, Vice President LeaderOne Financial

4967-B NE Goodview Circle, Lees Summit, MO 64064

(816) 268-4025

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