No, I'm not talking about your physical arm - if you look like this guy(Not me- the guy to the left!)- GO TO THE Emergency Room NOW!!
I'm talking about your Adjustable Rate Mortgage.
Is it about to Acheive Critical Heartache Experience? This means - is it about to adjust to a Variable Rate that is MUCH higher than your current rate?
I've been calling my past clients who I placed in an ARM a few years ago and reminding them that now is the time to refinance since they can now obtain a great Low Fixed interest rate.
Most of them are excited that I remembered to call them so that they can now enjoy a Low Fixed rate.
Why did I place them in an ARM? I'm glad you asked! Most of them needed a year or two to get their Credit straightened out. When they combine Credit Repair with at least a year of great mortgage payments, they see their Credit Scores Increase and now they are ready for a Great Low Fixed Rate!
So stop gagging at the guy to the left, stop laughing at my picture, and give me a call if you have an ARM that is about to ACHE in South Carolina. If your ARM is about to ACHE in another State - then pull up other Loan Officers in Active Rain - they are great!
Call, email, or comment to this post before the ACHE turns into an INFECTION -
I Now have Foreclosure Experience Caused by Temporary Insanity in my Own Noggin !!!
It's up to you - we can treat it now or treat it later -the choice is yours.