We've talked to a ton of First Time Homebuyers this Spring who want to buy a home in NC - but they are finding it to be a somewhat difficult process, especially with the new NC First Time Homebuyer Program that requires even higher credit scores.
I made a series of this inspirational messages yesterday that say... It's worth the Effort!
Hi Eleanor, They are making it more difficult for first time buyers to buy a home. With a little perseverance and patience it happens!
So many Americans that used to be categorized as "prime" no longer are. Many of these families have paid all their bills on time too, but they have become "prior prime" due to creditors cutting/freezing credit limits which has dramatically altered debt usage ratios and adversely affected credit scores.
Getting over that initial hurdle of the financing aspect is definitely going to be the hardest part of the buying process.
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