Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
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Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
If you're facing some tough financial times, you're under a lot of stress right now, to say the least. It is important to know there is help out there. Troubled borrowers need to know what their options are without having to go to a variety of different mortgage lenders.
The national HOPE NOW counseling hotline, manned by HUD-approved counselors, can assess your situation and provide you with information regarding the option that might be right for you. The counselors are are part of a non-profit organization called the Homeownership Preservation Foundation. In mid-December, about 180 counselors assisted in over 22,000 calls received daily, and the counselor growth has increased to over 400 the first of this year.
The solution for you depends on your particular situation. A few examples from this month's Realtor Magazine:
Owners who are able to stay current even with a rate reset
Solution: Counseling and refinancing. Lenders may be able to take these borrowers through a fast-track process into a more affordable loan.
Owners who face default after a rate reset
Solution: Counseling and rate freeze of up to five years. To qualify, the borrower must be eligible for refinancing (e.g., have a loan-to-value ratio of greater than 97 percent), occupy the property as a primary residence, and have a credit score of less that 660 that hasn't improved more than 10 percent since the loan orginated.
Owners already in default
Solution: Counseling and loss-mitigation strategy, such as a short sale or deed in lieu of foreclosure. Under the mortgage debt forgiveness law signed by President Bush December 20th, borrowers who receive debt forgiveness as part of a loan workout over the next three years won't have to pay federal tax on the forgiven amount.
The most important advice right now is if you're a troubled borrower, call the hotline right away. The number is 888-995-4673 (888-995-HOPE) and is available 24/7. For more on Hope Now, see http://www.hopenow.com/.
Northwest Arizona Real Estate Blog, presented by Joyce Mahaney Brewster of High Profile Realty. Check back often for info on current market trends and analysis and general thoughts on the state of real estate in Maricopa County as well as local news and events. Free multiple listings search with no registration at http://www.joycemahaneybrewster.com.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.