I dont quite know how to explain this because Ive never heard of this happening before. In my 17 years of mortgage lending experience, I have never seen banks/lenders treat their good customers this way.  As you probably know, many big banks and mortgage companies have TERMINATED THE RELATIONSHIP and closed the home equity lines of credit to homeowners that don't have enough equity (in their opinon)  Apparently, several of the largest Home Equity Lenders did so last week. They spun the whole thing as the Perserving American Home Ownership, but you and I know that the only homeownership they were saving was their employees.  I must admit, those banks and mortgage lenders did some pretty stupid stuff these past few years.  They made loans to anyone who had a pulse, based on the idea that home prices would continue to rise.  Well, we all know that what goes up... comes down (and goes back up again) so youre probably in as much in shock as I was.  Lets face it, the banks are only looking out for their own interest!  At first, I was in disbelief.  You see, I live here in Laguna Niguel and many of my neighbors, with really good credit, had this happen to them.  

I honestly dont trust the Banks or Investors so I got really curious, and started to wondered if they would start to raise the interest rates, after Congress announced the new loan limits. So, I called all of my friends and past clients and told them get their applications in TODAY!  The banks might have frozen their lines of credit but Im ready to get them the cash they need at a REALLY LOW RATE when  the new loan limits become law.  As soon as President Bush signs this bill (which could be as early as Monday),  THE MORTGAGE COMPANIES WILL BE CRAZY BUSY so I want to be prepared.  I figured that Id be ready to submit all of my friends and past clients loan packages.  I called my appraiser and told him to get ready to go to work and he was delighted!   Im all caught up and Im ready to help.  Ill gladly try to help you if youre in a similar situation. I believe that the early birds will get the worm.  Besides, when the President signs this bill into law the banks will get wise and start raising mortgage rates, again. My friends, neighbors, and clients wont have to worry because Ill be sitting on their loan packages and LOCKING IN THEIR RATES BEFORE THE REST OF THE BROKERS WAKE UP IN THE MORNING.
So, you NEED to act quick if you want to beat the banks at their own game!  Like I mentioned before, Im caught up so I can handle your loan.

 Call me today at 888-537-7007 and Ill get the best rate and terms available.  Remember, I dont think we have a whole lot of time before the rest of the mortgage brokers follow the leader so you need to call today.  You can always apply online on my web site at 6RefiNow.com and Ill call you within a few hours.