I contacted Countrywide today to request some sort of assistance to catch my mortagage up.  Wanted 8 mo. payback. Was approved by first representative. Wanted to verify with my husband.  She told me to call back and anyone could complete repayment plan for me.  When I called back.  (Within 10 minutes or so, I was told no.  Also was informed that my previous agreement was cancelled and too bad.  Now I have no agreement and a threat of them helping to sell my home which we have put our heart and soul into for 11 years.  We own our own business and she told me to decide what was more important. The rest is a horror story.