San Bernardino County HARP 2.0 Refinance
The HARP 2.0 Refinance - Are you underwater in San Bernardino County California? In some case, loan to value (LTV) no longer matters for a HARP 2.0 refinance. What is loan to value? Loan to value is your loan amount divided by the value of the home. Previous versions of the HARP Refinance capped this at 105% and 125%. This was still not enough for many underwater San Bernardino County California homeowners. 
Great news! If you purchased your San Bernardino County California home prior to June 1st, 2009, you may qualify for the HARP 2.0 Refinance.
This applies to Primary residences, 2nd homes, and investment properties.
Step 1 Verify whether or not your San Bernardino County California home loan is owned by Fannie Mae or Freddie Mac
- Fannie Mae look up site: http://www.fanniemae.com/loanlookup/
- Freddie Mac look up site: https://ww3.freddiemac.com/corporate/
Step 2 Are you current on your San Bernardino County California mortgage? Fannie Mae will not allow any 30-day late payments in the previous 12 months. Freddie Mac will not allow any 30-day late payments in the last six months, but will allow one in months 7 to 12. Not current? Get current.
The HARP 2.0 Refinance is going to run through December 31, 2015, so you hopefully have enough time to get your San Bernardino County California loan current and stay current.
Step 3 Contact Kevin Kueneke with The Lending Company, San Bernardino County California Approved HARP 2.0 Lender, today by calling 760-500-1919 or inquire online: Click HERE to Apply Now
***IMPORTANT NOTES***
To qualify for the HARP 2.0 Refinance your underwater San Bernardino County California home loan must:
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not be a Government loan (FHA, VA, USDA, etc)
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must be a 1st lien
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must not be a Reverse mortgage
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must not be in default
If you have an FHA or VA loan on your underwater San Bernardino County California home, you may already qualify for a NO APPRAISAL transaction! Inquire with Kevin by clicking here
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