Once upon a time, when I was  just starting out as an attorney, I was not an advocate of title insurance.  It seemed to me that if a title examiner had reviewed the title to a piece of property, then why should someone also have to pay for title insurance?  Doesn't the title examiner have title insurance?  What about my own liability insurance?  Hasn't my client paid me to review the title?  Not that I want to be in the line of fire, but isn't that why my clients hire me?. . . to be accountable to them?

Years later, as my volume of closings increased, I began to see the frequency that title insurance can come into play.  It seems like I have at least one or two cases each month where, but for a title insurance policy, my clients could not close, due to some defect in the title.   

There are of course many cases that develop where there is no title insurance and subsequently, there is no closing.  I have three cases in my office right now that have been delayed because of title issues that no title insurance company will insure.  If only these clients had purchased the insurance, they would be moving on instead of quieting title. . .