VA Mortgage Loans in Murphy Texas and 100% Murphy TX VA Loans - the best loan program in Texas!
Designed for both active duty military and honorable discharged Veterans, VA Mortgage Loans are one of the best mortgage loan programs available today.
Here are some of the great features of this fantastic program:
- Zero Down Payment, 100% financing.
- Monthly mortgage insurance is not tacked on to your payment.
- More lenient credit qualifying standards than other types of mortgage loans.
- Low rates compared to other loan programs.
How do you know if you qualify for VA Mortgage Loans in Murphy Texas?
You must first verify your eligibility. You can verify eligibility by ordering your Certificate of Eligibility or COE. You can work with an approved Texas VA mortgage loan lender to order your COE quickly, or you can contact the VA to obtain a copy. Honorably discharged Vets will need their DD214.
Next, you must get pre-approved with an experienced VA lender.
It is very important that you contact a lender who knows the VA Mortgage Loan program and all of the important differences compared to other mortgage programs.
Here is a link to our fast and easy pre-approval form: http://legacyfinancial.com
The pre-approval involves a credit check and supporting documentation such as paystubs and bank statements.
Even with no down payment required for VA Mortgage loans, it's important to know that there are VA closing costs involved in every transaction, which means there may be money due at closing. Your lender should prepare you for this, but nonetheless, don't confuse no down payment with meaning nothing is due at closing! There are ways to finance the closing costs if you don't have money available for closing. Your lender can help you with these options.
Learn more about your VA Home Loan benefits by visiting the Texas Regional VA Office Website: http://www2.va.gov/directory/guide/state.asp?State=TX
It is critical that you work with a local lender who understands the unique aspects of VA Mortgage Loans. Our specialty for 23 years have been VA Mortgage Loans in Murphy Texas and 100% VA Mortgage Loans and would be happy to answer any questions you may have. It doesn't cost a penny to call!
Call Joy Bates, our Senior Mortgage Banker, at 817-860-3232, email her: joybates@leader1.com, or visit our website at http://legacyfinancial.com.
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