Does your current insurance policy cover your dog?

Have cats so not an issue with me. Some breeds like pit bulls can be an issue. As a landlord would never accect a pit bull. Insurance or not.

Dorie this is an important post.  There are many insurance companies that will not insure if the owners have a certain bread. 

Dorie - Some of these make sense to me, and some are breeds that I wouldn't have expected.

Good morning Dorie, This is something I would have never though to ask about, it's interesting to see which breeds are considered dangerous. I love your clip art in this blog....

Hi Dorie.  Every year I get an updated list from my insurance agent.

Thanks for the information. We should share this information with our clients. 

Dorie, this is a great post and my insurance company reminds homeowners every year to be aware of what is covered and what is not.  I believe this is a wake up call for many homeowners with aggressive large dogs.

Yes, it does, but many don't even mention a dog or dogs for fear they won't be able to get insurance at all.

Thanks for the info! I knew about most dogs on the list, but a few were new to me. We won't allow certain breeds In properties we manage.

I had no idea that there was such a long list.  I knew about pit bulls, akitas, rottweilers, chows and wolf hybrids but, the  other five are new to me.  I teach home-buyer seminars and we frequently have insurance people in to talk about home-owner insurance and they only cover the five that I already knew about.  The really sad thing is it is not really the dog, but the owner.  My oldest sister had nothing but mean dogs and they were all mutts.  I have never had a mean dog and don't think that I ever will.  Raising dogs is much like raising kids.  If you raise them well and socialize them properly, you will probably hove no trouble with either.

A good one Dorie.  we have a half Chihuahua half poodle and hels under our liability policy and is even covered by our MEDICAL insurnace!

Dorie, this is great information to get out there. When I tell this to my landlord clients who have allowed dogs they are amazed at what dogs are on the list. Good thing for all to know!

I have a homeowner with a pitbull mix.  She was very frustrated when they relocated to Iowa in finding an insurance company that would insure them for their "dangerous and vicious" dog.  Talk about a sweetheart of a dog.  It is a shame that dogs are stereotyped this way.  I suppose that cars are insured the same way based on a few drivers that have been reckless.  It all balances out I suppose....but really, if the dog is friendly and happens to be one of those breeds, I think that there could be exceptions to the rule.  Thank you for the information, it is definitely worth sharing!

So if we file insurance we might be barking up the wrong tree. All I can say is "Meow"

I never knew this until a few years back I got a letter from my insurance company, threatening to cancel my policy, IF, I didn't get rid of a rotweiler at one of my rentals.. 

There is an interesting book on DOG LAW  and it is good thing to know what owners are responsible for with their pets...another good reason for cats...Dini and Magic sure think so !

Dorie what a great post I am here because of Elyse' re-blog you are so right it does not matter what state the insurance companies are pretty much on the same page nationwide, sad but true!

Hi Dorie, great information.  I had a Rottweiler for years and paid the increased premium.  She was such a sweatheart and totally worth the extra money!