While on Vacation Bank Foreclosed on Homeowner's House....Wrong House
Repo Man went to wrong address on Foreclosure
A homeowner from McArthur, Ohio went on a 2 week vacation and when she returned she had been locked out. She crawled through the window and found that all her possessions, furniture and momentos had been removed except for a few broken pieces of furniture left behind.
She called the police who took a report but 2 weeks later called to say they had closed the file as the bank had foreclosed on her home! The problem was that the bank who did it, was not her bank.
Apparently "First National Bank" ordered a repo company to go out to an address at 509. Instead they arrived at the house on 514. Finding no one home, they removed all her property and rekeyed the home. When asked later why they went to that home, they claimed their GPS took them there.
The bank admited their mistake and ask her to send them an itemized list of all possessions and an amount. She submitted her list totally $18,000 and the Bank President told her they would only give her garage sale prices as this was not a Retail Store. Also the list she provided does not match the list submitted by the repo company.....very interesting.
One of the VP's of the bank would not give a formal interview on camera but said they were working with her to reach a settlement. The irony here is this is not even her bank.
Most states have laws in place to hold the furnishing for 20 days and try to reach the previous owner in a foreclosure. Not sure of the law in Ohio but seems like she was treated unfairly and should recieve a nice settlement for her anguish and lost items.
What do you think this homeowner should get?
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