FHA Financing Down to a 580 Score

I am a licensed mortgage loan originator with over 13 years experience in the mortgage industry. I specialize in Home Purchases and Refinances in Florida. I have helped over 1500 homeowners realize their dreams of home ownership, with many repeat and referral clients.

Below are some highlights of FHA Financing - both Purchase and Refinancing- available through Bay to Bay Lending
*580 to 639 Mid Score on FHA with 31/43% debt to income ratios
*640+ Mid Score on FHA with 41/57% debt to income ratios
*Up to 6% Seller Paid Closing Costs on an FHA Purchase
*I Can Close Your Loan in 28 Days or Less
*Cash Out Refinance Up to 85% LTV on FHA
*Rate & Term Refinances up to 97.75% LTV on FHA
*FHA Streamline Refinace up to 97.75% LTV with No Appraisal Required with only 55 BPS of Mortgage Insurance if you purchased your FHA Mortgage  prior to January 2009

Please click on my personal website for more information http://www.mortgagestampa.org or contact me @ 813-489-5689 for more information or to assist you in getting started on your home purchase.

Jason R Hands
Bay to Bay Lending, LLC
501 S Dakota Avenue, Suite 2
Tampa, FL 33606
813-489-5689 - Direct
813-385-1109 - Mobile
866-216-6322 - Fax
www.mortgagestampa.org