Helping people is a passion of mine, but getting a thank you when not asking for it is even better. I received a contact e-mail through Active Rain from a consumer looking for some help in regards to financing on 01/21/08. We finally closed on her loan on 02/15/08. I received an e-mail from her later on that day which read :
Jeff,
I do have to say, I’m not so sure we would have a closing if it were up to another company. You persevered more than anyone else; kept on top of all the requests and details and always kept me informed as to the status. We have had several refinances in the past that were nightmares. We have been overcharged fees as well as promised a closing date in a few weeks. The closing took 10 weeks because the mortgage broker promised things he couldn’t deliver. You got our closing done in approximately 23 days and I know that it was not easy because of our financial situation.
I think in a few more months if we had stayed with our present mortgage company, we would have had serious credit problems and with the adjustable rate increase coming up in August we could have ended up losing our home. It’s so nice to breathe a sigh of relief and know that I once again this summer will have a beautiful garden to relax in. Please feel free to use me as a reference anytime.
Thanks again. Veronica
I love being a part of a team and on the same page. I had a lawyer contact me on 2/3/08 because she saw my profile here on Active Rain. Her and her business partner have a large group of hedge fund investors looking to buy servicing pools from other large lenders. These are typically pools of money ranging from 15 million to 100 million dollars in loans that are going bad, typically behind on their mortgage payments. Basically, they need a lender as ourselves that can come in and review the pools of money to give them an idea of how many can be refinanced prior to them buying the pool. Their goal is to hold onto the least amount of loans after its all said and done. What do we get out of it? A chance to refinance any loan from that pool of mortgages bought from them. After our first conversation on the phone, I received this e-mail from the lawyer.
"Jeff, FANTASTIC TALKING TO YOU!!! Glad to meet someone else who also believes you can make money AND help people. We, at XYZ, are very excited as this could be a win-win for all involved." And at the end of the e-mail, she has this phrase. "Do well, by doing good"
The owner of my company and I met them in NYC last Wednesday for 3 hours and came away with positive thoughts. As we were driving back, I received a call from the lawyer in which she thanked me several times for taking the time in meeting them. They have talked to a handful of lenders and never felt the same vibe that they felt with us. It looks like to be a good business relationship!!!
I had a client actually call me locally because she read some of my blogs here on Active Rain. She needed someone that truly understood the ins and outs of FHA mortgages. They are going through a really bad time which I wrote about here : Good people can finish last......
After hearing her story, I have been on a little crusade to help her no matter what it takes basically on some of the time that I have left. We have been in constant contact each week since she first called me back on 01/25/08.
Well, I received an e-mail from her the other day with a Valentine's card. She is married with 3 kids and it made me realize that people can just wish you a happy valentine's day because they care and are thankful. (don't forget, I am a guy)
Just yesterday, I had a consumer from Maryland e-mail me through Active Rain because she had some questions. Here is how she started her e-mail.
"Hi Jeff, first of all, your blogs have helped me correct many lenders about FHA MIP."
I got the chance to speak to her on the phone yesterday and she told me that she was even working with 2 lenders locally, but after reading my blogs, she had to go back to them to bring up some key points that didn't seem right on their Good Faith Estimate. Both of these loan officers apologized and corrected their good faith estimates. Ouch... I guess this even proves that local lenders can mess up.
But here is the true story behind this. She mentioned that she has been reading my blogs for over a few weeks, which just proves that you never know who is reading your blogs and for how long before they contact you.
Overall.... not only has Active Rain helped with my business, but it has helped with educating consumers and real estate agents across the country. Rich Jacobson wanted to hear these types of success stories. ""Testimonials in the Rain" - What's YOUR Story?" Lasty, I have made many friends along the way. Please read : Active Rain does work & not only for me -- Success Stories!!!! -- 11/12/07
Friendships because of Active Rain from all over that have finally met........
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For more information on FHA loans, please go to this link. The FHA Expert
For important mortgage insight to watch for, please read : Consumers need to be aware of these Red Flags!
For information about FHA myths & FHA rumors, please read : FHA Myths & Rumors
Copyright © 2011 by Jeff Belonger of Infinity Home Mortgage Company, Inc
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