- Don't buy on impulse. Put items on an impulse list and wait 30 days to purchase.
Obtain a minimum of three alternatives and comparison prices before purchase.
Never have more than one item on the impulse list. - Become a comparison shopper on all items you plan to purchase.
- Pay cash for everything or don't buy it.
- Wait for special sales - ask retailers when sale dates are planned.
- Double check value, repairability, price, guarantees on all major purchases.
- Learn to read and understand all advertisements.
- Read all labels and product literature carefully.
- Use a list for grocery and household items.
- Go shopping alone - especially for household and grocery items.
- Buy private label brands where economical and practical.
- Learn to uncover gyps and scams.
- Never expect something for nothing - somehow you will pay for it.
- When writing a check for groceries make it for the amount of purchase only.
- Don't take a casual attitude towards money because it can bring about many financial casualties in the future.
- Maintain good records. Keep receipts and make reminders about cash spending.
Spending Wisely
Guidelines For Improved Spending
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