We have been getting a great response from Realtors who have called us.  The one thing we keep hearing is "We don't believe that this loan exists in a declining market".

I am hear to tell you again it DOES EXIST.  The Rates for your customer are GREAT.  It does not require MORTGAGE INSURACE. 

 You do not have to convince the seller to help with DOWNPAYMENT ASSISTANCE.  I repeat. NO DOWNPAYMENT ASSISTANCE or grant needed.

This is NOT FHA.  It is better than FHA, No MORTGAGE INSURANCE NEEDED.  15, 30 and 40 year terms

In Hillsborough and Pinellas one of the borrowers must make under $53,900 and have a 600 credit score for Full doc.

We also have another 100% program for people who make more than $53,900 but you need a 640 score and with a 760 score have INCREDIBLE RATES.  This is available ALL over Florida.

It is available in 14 counties in Florida.  Email me and I will let you know which ones.

This purchase program will qualify more borrowers without needing down payment assistance programs.  The highlights of the loan is as follows

•·        Up to 100% LTV (Even in Declining Market)

•·        No Mortgage Insurance Required

•·        Loan Amounts to $300,000

•·        Flexible Credit Scores

-600 or higher 100% LTV

-575 or higher 97% LTV

-550 or higher 90% LTV

•·        No income levels in low or moderate income tracts

•·        Full Documentation Only

•·        Primary Residence Only

Your customer must be buying a home in Hillsborough or Pinellas County.  One of the borrowers must make less than $53,900.00 annually and have a qualifying credit score.

30 year and 40 year fixed programs, with NO MORTGAGE INSURANCE ever

If interested, call Brite House Financial Solutions LLC today

David Jorge

Senior Loan Officer

Brite House Financial Solutions, LLC

813-319-2308