I recently wrote about a fire that spread through a Bardonia housing complex.  Less than 1 month later, another fire made the news here in Rockland County.   Early this morning, a fire damaged a New City home.  It appears t the cause may be from lighting a cigarette.  The situation was quickly handled by the New City Fire Department.  

Here are 3 coverages that will come into a claim like this.

 Dwelling Coverage-

     Covers any damage to the structure of the home.

Personal Property

     Covers furniture, appliances, and clothing.

Additional Living Expense

      This coverage will offset the cost of staying at a hotel room and going out to eat while your home is uninhabitable. 

If you are concerned that your Rockland County Homeowners Insurance policy does not have adequate coverage, or you're currently paying too much, feel free to request a free homeowners insurance quote from a New City Insurance Agent.