Ameritime Mortgage Company - Newsletter
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Real Estate Marketplace
Rochelle, VA
5 Bed, 3.5 Bath
$1,150,000
View More
Mortgage Rates - Effective February 25, 2008
| *Fixed Rate Mortgages |
30 Yr FRM
|
30 Yr IO
|
15 Yr FRM
|
| Interest Rate (0 points) |
6.25%
|
6.50%
|
5.75%
|
| Interest Rate (1 point) |
6.00%
|
6.25%
|
5.50%
|
| Fixed/ Interest Only Term (months) |
360
|
360 (120 IO)
|
180
|
| Principal & Interest Payment (0 points) |
$1,231.43
|
$1,083.33
|
$1,660.82
|
| Principal & Interest Payment (1 point) |
$1,199.10
|
$1,041.67
|
$1,634.17
|
| **Jumbo Fixed Rate Mortgages |
Jumbo 30 Yr FRM
|
Jumbo 30 Yr IO
|
Jumbo 15 Yr FRM
|
| Interest Rate (0 points) |
7.00%
|
7.125%
|
6.25%
|
| Interest Rate (1 point) |
6.625%
|
6.75%
|
5.75%
|
| Fixed/ Interest Only Term (months) |
360
|
360 (120 IO)
|
180
|
| Principal & Interest Payment (0 points) |
$2,794.27
|
$2,493.75
|
$3,601.18
|
| Principal & Interest Payment (1 point) |
$2,689.31
|
$2,362.50
|
$3,487.72
|
| *LIBOR/TBILL ARM's |
3/1 ARM
|
5/1 ARM
|
7/1 ARM
|
| Interest Rate (0 points) |
4.625%
|
4.875%
|
5.375%
|
| Interest Rate (1 point) |
4.125%
|
4.375%
|
4.875%
|
| Fixed Term (months) |
36
|
60
|
84
|
| Principal & Interest Payment (0 points) |
$1,028.28
|
$1,058.42
|
$1,119.94
|
| Principal & Interest Payment (1 point) |
$969.30
|
$998.57
|
$1,058.42
|
| *LIBOR/TBill ARM's - Interest Only |
3/1 IO ARM
|
5/1 IO ARM
|
7/1 IO ARM
|
| Interest Rate (0 points) |
4.625%
|
5.125%
|
5.375%
|
| Interest Rate (1 point) |
4.375%
|
4.625%
|
4.875%
|
| Interest OnlyTerm (months) |
36
|
60
|
84
|
| Principal & Interest Payment (0 points) |
$770.83
|
$854.17
|
$895.83
|
| Principal & Interest Payment (1 point) |
$729.17
|
$770.83
|
$812.50
|
| **Jumbo LIBOR/TBill ARM's |
Jumbo 3/1 ARM
|
Jumbo 5/1 ARM
|
Jumbo 7/1 ARM
|
| Interest Rate (0 points) |
5.50%
|
5.875%
|
6.125%
|
| Interest Rate (1 point) |
5.25%
|
5.375%
|
5.75%
|
| Fixed Term (months) |
36
|
60
|
84
|
| Principal & Interest Payment (0 points) |
$2,384.71
|
$2,484.46
|
$2,551.96
|
| Principal & Interest Payment (1 point) |
$2,319.26
|
$2,351.88
|
$2,451.01
|
| **Jumbo LIBOR/TBill ARM's - Interest Only |
Jumbo 3/1 IO ARM
|
Jumbo 5/1 IO ARM
|
Jumbo 7/1 IO ARM
|
| Interest Rate (0 points) |
5.875%
|
6.125%
|
6.25%
|
| Interest Rate (1 point) |
5.25%
|
5.625%
|
5.75%
|
| Interest Only Term (months) |
36
|
60
|
84
|
| Principal & Interest Payment (0 points) |
$2.056.25
|
$2,143.75
|
$2,187.50
|
| Principal & Interest Payment (1 point) |
$1,837.50
|
$1,968.75
|
$2,012.50
|
| ***Government Loans Programs |
FHA 30 Yr FRM
|
FHA 15 Yr FRM
|
VA 30 Yr FRM
|
| Interest Rate (0 points) |
6.00%
|
5.625%
|
6.00%
|
| Interest Rate (1 point) |
5.75%
|
5.375%
|
5.75%
|
| Fixed Term (months) |
360
|
360
|
360
|
| Principal & Interest Payment (0 points) |
$1,453.19
|
$1,997.54
|
$1,453.19
|
| Principal & Interest Payment (1 point) |
$1,415.16
|
$1,965.38
|
$1,415.16
|
*Conforming Scenarios Based On: $250,00 sales price/Full Documentation/Owner Occupied/Single Family Residence/680 FICO score with 20% Down
**Jumbo Scenarios Based On: $525,00 sales price/Full Documentation/Owner Occupied/Single Family Residence/720 FICO score with 20% Down
***Gov't Scenarios Based On: $250,00 sales price/Full Documentation/Owner Occupied/Single Family Residence/620 FICO score with 3% Down