I just helped a veteran buy a single wide mobile / manufactured home with 100% financing and 6% seller concessions!!!!
FHA loans still require a 2.25% down payment, but the FHA will allow the seller to contribute 6% toward the buyers closing costs, prepaid interest and home owner's insurance policy.
In either case, the HUD inspector is likely to require that the tie down straps be retro-fitted to handle the Florida wind. It isn't cheap, more like a necessary evil. Of course the home is MUCH safer to live in after the improvements are made. - Becky
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