Please make sure you have an umbrella policy. We all know that we live in such a litigious society. Your broker may require you to have an enhanced auto policy for carrying people in your car while on appointments. Well, that is all well and good, but if you get into a car accident, whether or not it is your fault, you know what is coming. Many people will sue.
I was on tour last Tuesday when a group of us were out and the discussion of umbrella policies came up and I was surprised to learn that many people don't even know what they are?
You can protect yourself by purchasing an umbrella insurance policy to keep you covered on many fronts. In my state a policy for $1 million will cost, in the neighborhood of $300 to $400ish? Depending on your worth you can buy policies for more protection. It is so minimal in the grand scheme of things. Why would you not protect yourself and your family?
I am a real estate agent, not an insurance broker, please contact your insurance agent for your specific needs and details and start protecting yourself and family today.
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