APRIL.... well, FHA should have never left. The only complete in the last 4 years was because in several areas, the median priced home out paced the maximum FHA loan limit. But I even saw many loan officers put clients in another program other than FHA, just because it was easier for the loan officer. 

On another note, where is Brookfield, WI?  My dad was born and raised in Two Rivers, WI, about 2 hours south of Green Bay. And thanks for the compliment.

AJ....... just as I stated to April, this was a good option for many in the last 3 to 4 years, but it was more work for the average loan officer.  Thanks for the polite comment.

MELINA..... same here.... I have been doing mortgages for 15 1/2 years and my first FHA deal was 1 1/2 years into the business.  I love when loan officers still argue with me even today, how overall, conventional is better. But they never give me an example why they say this.  Go figure... I highlight proof in one of my links. You can't beat or argue real numbers.

FRAN.... yes, you have said this before... thanks for stopping by.  Wondering where you have been. Did you miss my 3 part series on marketing?

BRIAN.... bah humbug about CW...  lol  Seriously, it's good to make people aware of these differences. Even those lenders that put clients in a FHA loan, they don't know all the differences or the reason why.

TREVOR.....  yes, numbers speak for themselves..  thanks for the compliment.

DANNY.....  I am assuming it was through DO, the automated system?  We'll manually underwrite up to a 50% back. I have closed several with mid 50s, but through the system.  Hey, I closed one that was a 95% cash-out refinance with a 41% front and a 53% back.

SALLY.... to the point...  lol  seriously though, thanks for the compliment.

RANDY..... hey, look, it's the Hawain tandem, back to back.  ;o)  In regards to your statement?  Well, FHA was better than several of these programs that were dropped previously in my opinion. 

LARRY....  please do... share it. And it was voted a YES to raise the limits, but the limits have not been put on paper as of yet. I think they have until this coming week. So we should know something very soon.

BARBARA....  my pleasure.  in regards to my number 1... lol  Thanks and thanks for stopping by.

THESA.... yes, so true... but you need to be careful and define easy. Many of mine are hard or take time, because they are credit challenged. And for the fact that I need to help them not only get their credit in line, but help with the credit explanation letters...  so, they might seem easy to the real estate agent, but they can be very tedious. But with a very good to great loan officer, some loans that many would deny, would be approved. I closed 2 in the last 30 days that were denied by other lenders. 

DANNY..... well,in either case, you are running them through one system or another.  It just comes down to the compensating factors, typically assets.

JASON...... thank you very much for the kind words and for the compliment.

KEN.....  darn... how about I missed about 5 more... lol  I thought about another one the other day, but I can't remember now... lol  But yes, that's a good one that you chose.  thanks