Special offer

Rate Information from my friends at American Bank!

By
Real Estate Agent with Keller Williams Capital District

Expanded Rate Buster

$250K to $8 Million

Multifamily 5+ Units

Mixed Use

Mobile Home Parks 15+ Pads

Seller Carry Back to 85% CLTV with 75% 1st +10% seller carry back 2nd

Population 50,000+

PAR Pricing February 29, 2008

3 Year 5 Year 7 Year 10 Year LTV Amortization Annual Credit

Hybrid Hybrid Hybrid Hybrid Index Margin CLTV DSCR Term Cap Score

. .

6.00% 6.25% 6.875% 7.125% 6 MO 2.75 75% 1.15 to 30 /30 2% 650+

Rate Buster Program

Multifamily 5+ Units & Mixed Use Only $750K to $100 million

February 29, 2008

5 Yr. Fixed Balloon Min DSCR Max LTV Amortization

RATES

≤ $3 million ≥ $3 million

Yield Maintenance PPP 1.20 80% 30 6.01% 5.44%

Lasts 4.5 Yrs. 1.35 65% 30 5.83% 5.24%

1.55 55% 30 5.63% 5.10%

5 Yr. Fixed Hybrid 1.20 80% 30 6.26%

5, 4, 3, 2, 1 PPP 1.35 65% 30 6.09%

Step Down PPP 1.55 55% 30 5.89%

7 Yr. Fixed Balloon Min DSCR Max LTV Amortization

RATES

≤ $3 million ≥ $3 million

Yield Maintenance PPP 1.20 80% 30 6.02% 5.74%

Lasts 6.5 Yrs. 1.35 65% 30 5.88% 5.58%

1.55 55% 30 5.72% 5.48%

. .

7 Yrs. Fixed Hybrid Min DSCR Max LTV Amortization

RATES

≤ $3 million ≥ $3 million

Yield Maintenance 1.20 80% 30 6.24%

7 Yrs PPP 1.35 65% 30 6.10%

1.55 55% 30 5.94%

10 Yr. Fixed Balloon Min DSCR Max LTV Amortization

RATES

≤ $3 million ≥ $3 million

Yield Maintenance PPP 1.20 80% 30 6.32% 6.13%

Last 9.5 Yrs. 1.35 65% 30 6.18% 5.97%

1.55 55% 30 6.02% 5.87%

10 Yr. Fixed Hybrid Min DSCR Max LTV Amortization

Rates

≥ $3 million ≤ $3 million

Yield Maintenance 1.20 80% 30 6.47%

10 Years PPP 1.35 65% 30 6.33%

1.55 55% 30 6.17%

10 Yr. Fixed Hybrid 1.20 80% 30 6.92%

5, 5, 4, 4, 3, 3, 2, 2, 1, 1 1.35 65% 30 6.78%

10 Years PPP 1.55 55% 6.62%

30 Yr. Fixed Min DSCR Max LTV Amortization

RATES

≤ $3 million ≥ $3 million

Yield Maintenance PPP 1.20 80% 30 7.35% 7.11%

Lasts 15 Yrs. 1.35 65% 30 Call for quote 6.95%

1.55 55%

 

American Mortgage Bank Group

17 computer drive west

albany newyork 12203

518-458-9711 ext 105