Here Comes Spring & Your Mortgage PRO Week in Review for 2/25/2008 through 3/2/2008

Like those who have gone before me, I would like to thank Jeff Belonger for asking me to write the Mortgage PRO Week in Review.  As one who has had the privilege of doing this post before, I really looked forward to writing one again.  This week promised to teach me more about this industry which I love.

In keeping with the theme of springtime, I thought it would be appropriate to format this post a little differently.  To give it a touch of my personality by correlating it to an activity I enjoy. 

Woodburn tulip farm

With the new season fast approaching, I find new signs of life growing.  The first crocus buds are popping through the soul.  Tulips will be sprouting soon too.  Then, the beautiful colors that pepper the ground like a rainbow covered sky will bring hope and joy back to our lives.

Of course, the bulbs were planted long ago; often times, many, many years past.  Still, we tend the garden with the same tried and true methods of those who have gone before us.  Who have found what works and what does not work so well.  When we do a new planting, we work the soil to prepare it for the life we are about to give it.  We are aware of the conditions in which we grow our garden and we do the best we can to help sustain the beauty that is sure to "spring" forth in the months ahead.

So it is in the mortgage and real estate industry.  There are times to prepare the soil, to fertilize the ground, to plant seeds and bulbs.  We need to water our garden and we need to weed through the flower bed.  We need to determine what seeds we want to plant and where they would be the most beautiful. 

As I read through the vast array of posts written, each author brought these elements to mind and as such, I present you the early spring edition of this week's Mortgage PRO Week in Review.

Plant away

Deciding which seeds to plant and where to plant them is a task in and of itself. 

  • My friend, Mike Jones, has done a fantastic job of showcasing one of his seeds in his post Tucson Arizona Relocation Package.  Check it out so that you can get some clarity on seeds for your business. 
  • Joe Adams of Colorado gives very valid points on how Realtor types can plant seeds by referring us Mortgage Professionalswho are always there for you.  It put a smile on my face...not hard to do, but always a good thuing!  :)
  • Mr. Aaron Gordon has a great post about Getting A High End Mortgage.  In these times, we need all of the proiduct knowledge we can get.  Including what the future may hold.
  • My esteemed mentor and colleague, Jeff Belonger wrote about his area of expertise...the Top 10 Reasons for FHA Financing.   I do not use this product often enough...but I think it's time is coming again!

Weeding is an essential part in the gardening process.  Pulling up the roots of those weeds that can suffocate our growth is a necessary part of our business lives as well.  These posts spoke very well to ways that we can clear up our business much the same as we can clear out the garden.

  • Often times our attitudes need the weeding. Again, I found Aaron Gordon.  This time utililizing on the lessons of another and adds his thoughts in a post challenging us ~ Now Is the Time to Quit the Real Estate Business...  (You will need to read it to learn the point of it.  Personally, I found it to be a great one.)
  • A "friend" of a friend (and even a friend on his own) Jason Sardi points out that there are ways to think outside the box.   Getting rid of conventional processes is sometimes advisable as he suggests in his post where you can buy a home with No Money Out of Your Pocket.  Jason, it seems can write posts with one hand tied behind his back.  What a talent!  ;-)

 

Planting the bulbs is of utmost importance.  Similarly, so is obtaining business.  There were several great pieces written on drumming up business so that we can watch the hours of our time come to life in the form of closed loan files.

Fertilizing, watering, and getting sun to those bulbs is critical.  I have thought many times that in this high tech world, the high touch mentality has been lost.  While it may be true that the younger generations prefer it that way, it is not the case across the board.  We all have clients who need to see us and hear us.  Who need to reach across the table we share at the local Starbucks and shake our hand.  It is for this type of borrower that I include the following great posts about nurturing our seeds to fully bloom.

 

Unrelated to gardening but still important posts were also available, of course.  I would love for you to read these if you have not already done so.

   

flowering tulips

 

Go plant your seeds, water them, grow beautiful flowers, and share them with your neighbors!  I will be watching, reading, and writing as I stop to smell the roses!  :)

 

(And, thanks again, Jeff.  It is always a great educational time for me...)

 

The next 2 talented members to so kindly volunteer their time are:

1.         Ed Rybczynski    03/03/2008    through    03/09/2008

2.         Larry Bettag       03/11/2008    through    03/16/2008 

 

Mortgage blogs by loan officers   Here is a list of Loan Officers.  If you are not listed, please email Jeff Belonger to be added. This way the person doing the Mortgage Pro week in reviewcan try and find most mortgage related posts in one section. ActiveRain is growing rapidly and it is difficult to keep up.... If you think you have been ignored, you have not. This is open to all!!!

All About Mortgages/Mortgage Networking   Here is a group that many loan officers post their mortgage related blogs in.  A good place to learn more about the type of programs, new industry news, and sometimes some inside tips. Don't hesitate to join.

MORTGAGE PRO Week in Review    A repository for the Mortgage Week in Review.  Please don't hesitate in joining this group.

 

There will be no recreations of any type regarding the titles or content of this group or Review without the permission and expressed written consent of the Group's founder- Copyright 2008©

 

 

 

 

 
Post is included in group: MORTGAGE PRO Week in Review

38 Comments on Here Comes Spring & Your Mortgage PRO Week in Review for 2/25/2008 through 3/2/2008

Sarah - Amazing job with this my dear.  There is a plethora of top-notch information here, you set the bar just a tad bit higher.  (It's very difficult to write a comment with one hand tied behind my back;-)

03/03/2008 01:28 PM by Jason Sardi, Pennsylvania Mortgage Broker (First Choice Equity Group Inc.)


I look forward the the Week in Review.  It helps lead me to great and relevant topics that I may have missed during the week.  Good Job!!

Palm Springs Mortgage Guy, Charles Dismuke

03/03/2008 03:15 PM by Amerifund Lending Group


Beautifully written Sarah! You make me want to read every one of these :)

03/03/2008 03:31 PM by Portland Oregon Real Estate Broker * Jennifer Bukaty * (RE/MAX equity group, inc.)


Hi Sarah - Great job of distilling all of the valuable and educational posts in this group down in an easy to read and enjoyable blog.  Also, thanks so much for the kind words about my post.  Have a very nice day! 

03/03/2008 03:48 PM by PTBAC


Jason ~  Thanks for your encouraging words.  You are very kind.  It is difficult to do these with so many writers more gifted than I.  That is, however, why I challenge myself and tell Jeff I will do one.

03/03/2008 05:25 PM by Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)


Charles ~  I sincerely hope that you find some great information in these posts.  There were 47 pages of just LO posts to read through...so I imagine you may have missed at least one of them!  :)  Thanks for your comment!

03/03/2008 05:26 PM by Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)


Hi Jennifer ~  Thanks, although truly writing beautifully would be your area of expertise my friend!  :)  Perhaps I will just have you do one sometime for me....you would need to wear the sequins though!  LOL...and many hugs

03/03/2008 05:28 PM by Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)


Steven ~  Thanks for the read and the comment!  I appreciate that.  Your post deserved kind words, and you are welcome for them.  You enjoy your week, too!  :)

03/03/2008 05:30 PM by Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)


Thank you for mentioning me! I love to garden and at this time of year it takes every ounce of discipline in my body to pay attention to the mortgage madness instead of being outside in the garden.

The time and effort it took to do this are appreciated by all of us!!!!!

03/03/2008 05:38 PM by Janet Guilbault, California Mortgage Expert (Peregrine Lending Company)


Hi Janet ~  You are welcome.  It is a relevant piece and I enjoyed it.  I believe others will as well!  The nice things about bulbs is that they grow back each year!  :)  Low maintenance.  :)

03/03/2008 05:50 PM by Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)


Great resouce, Sarah!  With all the elegant writings of springtime, it made me think of you in that new green raincoat :-)   - Bookmarked

03/03/2008 06:21 PM by Sara Goodwin - Portland, Oregon Appraiser (Ashcroft & Associates)


Thanks, Sara...By the way, I added a few bead to the raincoat for our next encounter!  :)  Hope all is well with you!  We need to stay on Jen for the date with the Portland crew...  :)

03/03/2008 06:31 PM by Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)


Sarah, Thank you for directing us to so many wonderful articles! Just scrolling through I can see I wouldn't have wanted to miss them. Thank you again and I'll see you Later in the rain~Deb

03/03/2008 07:20 PM by Deb at Brooks Prime Properties


Thanks for your hard work Sarah. I will bookmark this and read it later.

03/03/2008 07:22 PM by Portland Oregon Real Estate >> Wayne B. Pruner, GRI (Oregon First)


Sarah,

Thanks for the mention; you planted a few thoughtful seeds of your own here.  I appreciate the work it took to put this together.  Blog on!

Mike in Tucson

03/03/2008 07:24 PM by Mike Jones (Tucson Mortgage Company, LLC)


Debra ~  Hi there!  Good to "hear" from you.  Thanks, too, for your compliments.  I hope that you do enjoy reading them!  :)  I sure did!

03/03/2008 07:44 PM by Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)


Wow, I've been so busy this last couple of weeks my hang time with my friends here in AR has really suffered.

Thanks Sarah for the inclusion but also putting together such a wonderful list.

You are always too kind !

(who is Wayne Gretzky? LOL)

 

03/03/2008 09:23 PM by Mike Mueller (Patagonia Finance)


Wayne ~ Thanks so much for your support and comment.  Have a great week!

03/03/2008 10:58 PM by Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)


Mike ~ Congrats again on a great post and a beautiful new grandbaby!  Thanks for your comment...

03/03/2008 10:59 PM by Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)


Miracle Mike ~  I do not know about any Mr. Gretzky...  You are welcome for being included -- it is well deserved!  :)

03/04/2008 12:11 AM by Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)


What a fun and enjoyable post to read. It is great to just sit back for a few minutes and think of all of the great times we have ahead

Good Luck
Tony

03/04/2008 05:45 AM by Tony Grego with Paramount Mortgage Funding


GREAT JOB!  Congratulations!  I had no idea about some of these guys and I appreciate you putting it together!

03/04/2008 08:44 AM by Eleanor Thorne, Cary Mortgage Loans (Meridian Residential)


I can hardly wait for spring.  I love the way you wrote this review and how you used the analogy of planting seeds and the coming of spring.  I get so excited when the snow finally melts and those little flowers start poking through!  This year, however, spring may not come until June (lol)!  I've never seen so much snow!

03/04/2008 09:35 AM by Joan Whitebook, ABR, e-Pro, CEBA (Buyer's Option Realty Services)


Tony ~  Thanks for the comment and compliment.  I agree, there are great things ahead!  :)  Enjoy your day...

03/04/2008 09:40 AM by Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)


Eleanor ~  Thanks...you know the time that it takes to read so many posts, but it is really worthwhile and I get to learn so very much!  We still need to get together on the phone, too!  :)

03/04/2008 09:41 AM by Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)


Joan ~  I am with you on the snow.  But, other parts or the country do not have as much as normal.  weird weather patterns!  :)  Thanks for the kind words and the comment!  Enjoy your day...   :)

03/04/2008 09:43 AM by Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)


Wow! This is quite the in depth post with lots of great information and links to worthwhile posts. I love the way you were able to effectively use the gardening metaphor. Thanks for the inclusion in your post!

03/04/2008 12:11 PM by Rich Dansereau Loan Officer Knoxville TN (Home America Mortgage)


Rich ~  Thank you for the comment and the kind words.  As far as including your post, it is my pleasure.  You did the work for it!  :)

03/04/2008 05:04 PM by Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)


Sarah.... interesting introduction, yet creative.  Very nice job and thanks for putting this together for a 2nd time. And thanks for the very polite mention and kind words...

jeff belonger

03/04/2008 06:20 PM by Jeff Belonger -- The FHA Expert.com -- FHA Loans -- FHA mortgages -- Mortgages (Infinity Home Mortgage Company, Inc)


Jeff ~  Thanks for the opportunity and for the compliment regarding my creativity.  :)  As for the polite mention and kind words, as I say to those I choose ~  they are well deserved.  Let me know the next time you need some help!  :)  Talk with you soon funny man...  ;) 

03/04/2008 07:13 PM by Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)


That was a great theme for the mortgage review. You did a great job. I am off to read some of your picks!

03/04/2008 07:17 PM by Christy Powers - Pooler, Savannah Real Estate Agent (Keller Williams Coastal Area Partners)


Christy ~  Thanks for stopping by and reading.  I appreciate your kindness as well.  :)  Let me know what you think...

03/04/2008 07:19 PM by Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)


Midori ~  I appreciate your sweet comments.  Thanks for reading and adding your thoughts!  :)

03/04/2008 10:29 PM by Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)


Thanks for taking the time to put this together. I will read the ones that I have missed.

03/08/2008 05:55 AM by GITA BANTWAL, REALTOR BUCKS COUNTY, PA HOMES (ReMax Centre Realtors)


Gita ~  Thanks so much for your kindnes in commenting.  I hope you have fun reading the posts!  :)

03/09/2008 10:41 PM by Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)


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Loan Officer: Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public (Hill Valley Financial Services)
Sarah Eubanks ~ Preferred Oregon Loan Consultant & Notary Public
Oregon City, OR
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Hill Valley Financial Services

Office Phone: (503) 657-3311
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