Do I qualify?

The real estate market is down and prices have never been better to buy than they are right now. I remember people telling me if prices came down and they could afford to buy a home they would jump on it. Well the time is here and opportunities for good deals abound. There are hurdles to jump such as qualifying for a loan. A year ago if you had a pulse there was a lender that would lend you 100% to buy your home. Today that has all changed and in the long run it is for the better. People that can show the ability to pay back the loan and can verify it are the ones that can benefit at this moment. If you can prove your income and have fairly decent credit you win! Not only will you buy at a good price but you will also benefit from great rates that sooner or later will begin to increase. There is an old saying "don't leave for tommorow what you can do today" and that has never been more true than right now. I don't remember when in my life the rates were down this low and there was so much inventory of property at such good prices. This will turn around and we do not want to be saying I could've, should've or would've but did'nt. If you want to find out how much you can qualify for go to my mortgage calculator  and you will have the answers you need. Qualifying for a loan in these times of credit tightening is actually easier for those who can prove income and stay within the margins of affordability. Find the right house the right price and the right loan and you will be a happy camper. Good luck and have fun always.