Florida New FHA LENDING LIMITS 2008, FLorida FHA New Lending Limits 2008
1ST Continental Mortgage Texas FHA Mortgage Specialist, We are approved by HUD to originate FHA Mortgage loans throughout Texas and beyond.
Fill out a Quick Application Call us with any questions in regards to FHA financing at 954-391-8387
FHA Mortgage Programs Have Many benefits for the Texas Homeowners and Texas Homeowners including,
•· Low Down Payment requirements of 3% and 100% financing options available.
•· 95% of Appraised Value for a Cash-Out Refinance
•· FHA Streamline Refinance
•· NO Income Maximum Limits
•· Gift Funds: 3% down payment can come from FRIEND, FAMILY MEMBER OR NON PROFIT
•· Seller CAN PAY UP TO 6% OF YOUR CLOSING COST!
•· Down Payment Assistance for Texas Homebuyers
•· NO Cash Reserves Required
•· Self Employed OK
•· Permanent Alien OK
•· NO pre-payment penalty
•· FHA Secure
THESE LIMITS ARE TEMPOARTY LENDING LIMITS AND WILL ONLY LAST FOR 2008
MSA Name | County Name | State | One-Family | Two-Family | Three-Family | Four-Family |
GAINESVILLE, FL (MSA) | ALACHUA | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
JACKSONVILLE, FL (MSA) | BAKER | FL | $387,500.00 | $496,050.00 | $599,600.00 | $745,200.00 |
PANAMA CITY-LYNN HAVEN, FL (MSA) | BAY | FL | $396,250.00 | $507,250.00 | $613,150.00 | $762,000.00 |
NON-METRO | BRADFORD | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
PALM BAY-MELBOURNE-TITUSVILLE, FL (MSA) | BREVARD | FL | $291,250.00 | $372,850.00 | $450,700.00 | $560,100.00 |
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | BROWARD | FL | $423,750.00 | $542,450.00 | $655,700.00 | $814,900.00 |
NON-METRO | CALHOUN | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
PUNTA GORDA, FL (MSA) | CHARLOTTE | FL | $296,250.00 | $379,250.00 | $458,400.00 | $569,700.00 |
HOMOSASSA SPRINGS, FL (MICRO) | CITRUS | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
JACKSONVILLE, FL (MSA) | CLAY | FL | $387,500.00 | $496,050.00 | $599,600.00 | $745,200.00 |
NAPLES-MARCO ISLAND, FL (MSA) | COLLIER | FL | $531,250.00 | $680,100.00 | $822,050.00 | $1,021,650.00 |
LAKE CITY, FL (MICRO) | COLUMBIA | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
ARCADIA, FL (MICRO) | DE SOTO | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
NON-METRO | DIXIE | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
JACKSONVILLE, FL (MSA) | DUVAL | FL | $387,500.00 | $496,050.00 | $599,600.00 | $745,200.00 |
PENSACOLA-FERRY PASS-BRENT, FL (MSA) | ESCAMBIA | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
PALM COAST, FL (MICRO) | FLAGLER | FL | $287,500.00 | $368,050.00 | $444,900.00 | $552,900.00 |
NON-METRO | FRANKLIN | FL | $305,000.00 | $390,450.00 | $471,950.00 | $586,550.00 |
TALLAHASSEE, FL (MSA) | GADSDEN | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
GAINESVILLE, FL (MSA) | GILCHRIST | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
NON-METRO | GLADES | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
NON-METRO | GULF | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
NON-METRO | HAMILTON | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
WAUCHULA, FL (MICRO) | HARDEE | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
CLEWISTON, FL (MICRO) | HENDRY | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (MSA) | HERNANDO | FL | $292,500.00 | $374,450.00 | $452,600.00 | $562,500.00 |
SEBRING, FL (MICRO) | HIGHLANDS | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (MSA) | HILLSBOROUGH | FL | $292,500.00 | $374,450.00 | $452,600.00 | $562,500.00 |
NON-METRO | HOLMES | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
SEBASTIAN-VERO BEACH, FL (MSA) | INDIAN RIVER | FL | $283,750.00 | $363,250.00 | $439,050.00 | $545,650.00 |
NON-METRO | JACKSON | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
TALLAHASSEE, FL (MSA) | JEFFERSON | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
NON-METRO | LAFAYETTE | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
ORLANDO-KISSIMMEE, FL (MSA) | LAKE | FL | $353,750.00 | $452,850.00 | $547,400.00 | $680,300.00 |
CAPE CORAL-FORT MYERS, FL (MSA) | LEE | FL | $356,250.00 | $456,050.00 | $551,250.00 | $685,100.00 |
TALLAHASSEE, FL (MSA) | LEON | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
NON-METRO | LEVY | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
NON-METRO | LIBERTY | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
NON-METRO | MADISON | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
SARASOTA-BRADENTON-VENICE, FL (MSA) | MANATEE | FL | $442,500.00 | $566,450.00 | $684,750.00 | $850,950.00 |
OCALA, FL (MSA) | MARION | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
PORT ST. LUCIE-FORT PIERCE, FL (MSA) | MARTIN | FL | $375,000.00 | $480,050.00 | $580,300.00 | $721,150.00 |
MIAMI-MIAMI BEACH-KENDALL, FL METROPOLITAN DIVISIO | MIAMI-DADE | FL | $423,750.00 | $542,450.00 | $655,700.00 | $814,900.00 |
KEY WEST-MARATHON, FL (MICRO) | MONROE | FL | $729,750.00 | $934,200.00 | ########### | $1,403,400.00 |
JACKSONVILLE, FL (MSA) | NASSAU | FL | $387,500.00 | $496,050.00 | $599,600.00 | $745,200.00 |
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL (MSA) | OKALOOSA | FL | $312,500.00 | $400,050.00 | $483,550.00 | $600,950.00 |
OKEECHOBEE, FL (MICRO) | OKEECHOBEE | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
ORLANDO-KISSIMMEE, FL (MSA) | ORANGE | FL | $353,750.00 | $452,850.00 | $547,400.00 | $680,300.00 |
ORLANDO-KISSIMMEE, FL (MSA) | OSCEOLA | FL | $353,750.00 | $452,850.00 | $547,400.00 | $680,300.00 |
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL METRO | PALM BEACH | FL | $423,750.00 | $542,450.00 | $655,700.00 | $814,900.00 |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (MSA) | PASCO | FL | $292,500.00 | $374,450.00 | $452,600.00 | $562,500.00 |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (MSA) | PINELLAS | FL | $292,500.00 | $374,450.00 | $452,600.00 | $562,500.00 |
LAKELAND, FL (MSA) | POLK | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
PALATKA, FL (MICRO) | PUTNAM | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
PENSACOLA-FERRY PASS-BRENT, FL (MSA) | SANTA ROSA | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
SARASOTA-BRADENTON-VENICE, FL (MSA) | SARASOTA | FL | $442,500.00 | $566,450.00 | $684,750.00 | $850,950.00 |
ORLANDO-KISSIMMEE, FL (MSA) | SEMINOLE | FL | $353,750.00 | $452,850.00 | $547,400.00 | $680,300.00 |
JACKSONVILLE, FL (MSA) | ST. JOHNS | FL | $387,500.00 | $496,050.00 | $599,600.00 | $745,200.00 |
PORT ST. LUCIE-FORT PIERCE, FL (MSA) | ST. LUCIE | FL | $375,000.00 | $480,050.00 | $580,300.00 | $721,150.00 |
THE VILLAGES, FL (MICRO) | SUMTER | FL | $278,750.00 | $356,850.00 | $431,350.00 | $536,050.00 |
NON-METRO | SUWANNEE | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
NON-METRO | TAYLOR | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
NON-METRO | UNION | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (MSA) | VOLUSIA | FL | $303,750.00 | $388,850.00 | $470,000.00 | $584,150.00 |
TALLAHASSEE, FL (MSA) | WAKULLA | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
NON-METRO | WALTON | FL | $362,790.00 | $464,400.00 | $561,400.00 | $697,650.00 |
NON-METRO | WASHINGTON | FL | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
See the Difference Below, Get in on the NEW FLorida Lending LImits in 2008 Only
Florida FHA Limits
| MSA Name | County Name | One - Family | Two - Family | Three - Family |
| GAINESVILLE, FL (MSA) | ALACHUA | $204,440 | $256,248 | $309,744 |
| JACKSONVILLE, FL (MSA) | BAKER | $294,500 | $331,700 | $403,000 |
| PANAMA CITY - LYNN HAVEN, FL (MSA) | BAY | $300,960 | $338,976 | $411,840 |
| NON-METRO | BRADFORD | $200,160 | $256,248 | $309,744 |
| PALM BAY - MELBOURNE - TITUSVILLE, FL (MSA) | BREVARD | $221,350 | $256,248 | $309,744 |
| FORT LAUDERDALE - POMPANO BEACH - DEERFIELD BEACH, FL | BROWARD | $362,790 | $413,695 | $502,621 |
| NON-METRO | CALHOUN | $200,160 | $256,248 | $309,744 |
| PUNTA GORDA, FL (MSA) | CHARLOTTE | $224,209 | $256,248 | $309,744 |
| HOMOSASSA SPRINGS, FL (MICRO) | CITRUS | $200,160 | $256,248 | $309,744 |
| JACKSONVILLE, FL (MSA) | CLAY | $294,500 | $331,700 | $403,000 |
| NAPLES - MARCO ISLAND, FL (MSA) | COLLIER | $362,790 | $427,893 | $519,870 |
| LAKE CITY, FL (MICRO) | COLUMBIA | $200,160 | $256,248 | $309,744 |
| ARCADIA, FL (MICRO) | DE SOTO | $200,160 | $256,248 | $309,744 |
| NON-METRO | DIXIE | $200,160 | $256,248 | $309,744 |
| JACKSONVILLE, FL (MSA) | DUVAL | $294,500 | $331,700 | $403,000 |
| PENSACOLA - FERRY PASS - BRENT, FL (MSA) | ESCAMBIA | $200,160 | $256,248 | $309,744 |
| PALM COAST, FL (MICRO) | FLAGLER | $218,500 | $256,248 | $309,744 |
| NON-METRO | FRANKLIN | $200,160 | $256,248 | $309,744 |
| TALLAHASSEE, FL (MSA) | GADSDEN | $200,160 | $256,248 | $309,744 |
| GAINESVILLE, FL (MSA) | GILCHRIST | $204,440 | $256,248 | $309,744 |
| NON-METRO | GLADES | $200,160 | $256,248 | $309,744 |
| NON-METRO | GULF | $200,160 | $256,248 | $309,744 |
| NON-METRO | HAMILTON | $200,160 | $256,248 | $309,744 |
| WAUCHULA, FL (MICRO) | HARDEE | $200,160 | $256,248 | $309,744 |
| CLEWISTON, FL (MICRO) | HENDRY | $200,160 | $256,248 | $309,744 |
| TAMPA - ST. PETERSBURG - CLEARWATER, FL (MSA) | HERNANDO | $222,300 | $256,248 | $309,744 |
| SEBRING, FL (MICRO) | HIGHLANDS | $200,160 | $256,248 | $309,744 |
| TAMPA - ST. PETERSBURG - CLEARWATER, FL (MSA) | HILLSBOROUGH | $222,300 | $256,248 | $309,744 |
| NON-METRO | HOLMES | $200,160 | $256,248 | $309,744 |
| SEBASTIAN - VERO BEACH, FL (MSA) | INDIAN RIVER | $213,750 | $256,248 | $309,744 |
| NON-METRO | JACKSON | $200,160 | $256,248 | $309,744 |
| TALLAHASSEE, FL (MSA) | JEFFERSON | $200,160 | $256,248 | $309,744 |
| NON-METRO | LAFAYETTE | $200,160 | $256,248 | $309,744 |
| ORLANDO - KISSIMMEE, FL (MSA) | LAKE | $268,850 | $302,810 | $367,900 |
| CAPE CORAL - FORT MYERS, FL (MSA) | LEE | $270,750 | $304,950 | $370,500 |
| TALLAHASSEE, FL (MSA) | LEON | $200,160 | $256,248 | $309,744 |
| NON-METRO | LEVY | $200,160 | $256,248 | $309,744 |
| NON-METRO | LIBERTY | $200,160 | $256,248 | $309,744 |
| NON-METRO | MADISON | $200,160 | $256,248 | $309,744 |
| SARASOTA - BRADENTON - VENICE, FL (MSA) | MANATEE | $336,100 | $378,554 | $459,926 |
| OCALA, FL (MSA) | MARION | $200,160 | $256,248 | $309,744 |
| PORT ST. LUCIE - FORT PIERCE, FL (MSA) | MARTIN | $276,640 | $311,584 | $378,560 |
| MIAMI - MIAMI BEACH - KENDALL, FL METROPOLITAN DIVISIO | MIAMI - DADE | $362,790 | $413,695 | $502,621 |
| KEY WEST - MARATHON, FL (MICRO) | MONROE | $362,790 | $464,449 | $561,411 |
| JACKSONVILLE, FL (MSA) | NASSAU | $294,500 | $331,700 | $403,000 |
| FORT WALTON BEACH - CRESTVIEW - DESTIN, FL (MSA) | OKALOOSA | $237,405 | $267,393 | $324,870 |
| OKEECHOBEE, FL (MICRO) | OKEECHOBEE | $200,160 | $256,248 | $309,744 |
| ORLANDO - KISSIMMEE, FL (MSA) | ORANGE | $268,850 | $302,810 | $367,900 |
| ORLANDO - KISSIMMEE, FL (MSA) | OSCEOLA | $268,850 | $302,810 | $367,900 |
| WEST PALM BEACH - BOCA RATON - BOYNTON BEACH, FL METRO | PALM BEACH | $362,790 | $413,695 | $502,621 |
| TAMPA - ST. PETERSBURG - CLEARWATER, FL (MSA) | PASCO | $222,300 | $256,248 | $309,744 |
| TAMPA - ST. PETERSBURG - CLEARWATER, FL (MSA) | PINELLAS | $222,300 | $256,248 | $309,744 |
| LAKELAND, FL (MSA) | POLK | $205,200 | $256,248 | $309,744 |
| PALATKA, FL (MICRO) | PUTNAM | $200,160 | $256,248 | $309,744 |
| PENSACOLA - FERRY PASS - BRENT, FL (MSA) | SANTA ROSA | $200,160 | $256,248 | $309,744 |
| SARASOTA - BRADENTON - VENICE, FL (MSA) | SARASOTA | $336,100 | $378,554 | $459,926 |
| ORLANDO - KISSIMMEE, FL (MSA) | SEMINOLE | $268,850 | $302,810 | $367,900 |
| JACKSONVILLE, FL (MSA) | ST. JOHNS | $294,500 | $331,700 | $403,000 |
| PORT ST. LUCIE - FORT PIERCE, FL (MSA) | ST. LUCIE | $276,640 | $311,584 | $378,560 |
| THE VILLAGES, FL (MICRO) | SUMTER | $211,375 | $256,248 | $309,744 |
| NON-METRO | SUWANNEE | $200,160 | $256,248 | $309,744 |
| NON-METRO | TAYLOR | $200,160 | $256,248 | $309,744 |
| NON-METRO | UNION | $200,160 | $256,248 | $309,744 |
| DELTONA - DAYTONA BEACH - ORMOND BEACH, FL (MSA) | VOLUSIA | $230,177 | $259,252 | $314,979 |
| TALLAHASSEE, FL (MSA) | WAKULLA | $200,160 | $256,248 | $309,744 |
| NON-METRO | WALTON | $362,790 | $409,275 | $497,250 |
| NON-METRO | WASHINGTON | $200,160 | $256,248 | $309,744 |
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