Have you filled out your taxes yet?  Are you getting a refund?  NO?!?!  You might need to buy a house!

Many times we talk to homebuyers (especially first time home buyers) who tell us that they "want to keep their payments around where they are now."  Meaning that if they are paying $1200 a month in rent - they feel confident that they can afford a house payment of $1200... And that's very logical - except - they're comparing Apples to Oranges.

When you buy a house - it helps the economy - and UNCLE SAM gives you a TAX Advantage - which equals to a RAISE!

So, the good news is - if you're in a 30% tax bracket - you can probably "keep your payments around where they are now" with a new house payment of $1450!

If you are considering a home purchase, and need a Mortgage Loan in Raleigh, please calll Steve and Eleanor Thorne at 919-649-5058.  We work with many First Time Home Buyers, and have the best mortgage rates available!