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California FHA Loan limits

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Mortgage and Lending with First Priority Financial NMLS #243484
FHA Mortgage Limits List - FHA Forward




Mortgage maximums as of Friday March 07, 2008
(58 records were selected, records 1 through 50 displayed)
MSA Name MSA Code Division County Name County
Code
State One-Family Two-Family Three-Family Four-Family Last Revised
OAKLAND-FREMONT-HAYWARD, CA METROPOLITAN DIVISION 41860 36084 ALAMEDA 001 CA $729,750 $934,200 $1,129,250 $1,403,400 03/05/2008
NON-METRO 99999   ALPINE 003 CA $547,500 $700,900 $847,200 $1,052,900 03/05/2008
NON-METRO 99999   AMADOR 005 CA $443,750 $568,050 $686,650 $853,350 03/05/2008
CHICO, CA (MSA) 17020   BUTTE 007 CA $400,000 $512,050 $618,950 $769,250 03/05/2008
NON-METRO 99999   CALAVERAS 009 CA $462,500 $592,050 $715,700 $889,450 03/05/2008
NON-METRO 99999   COLUSA 011 CA $397,500 $508,850 $615,100 $764,400 03/05/2008
OAKLAND-FREMONT-HAYWARD, CA METROPOLITAN DIVISION 41860 36084 CONTRA COSTA 013 CA $729,750 $934,200 $1,129,250 $1,403,400 03/05/2008
CRESCENT CITY, CA (MICRO) 18860   DEL NORTE 015 CA $311,250 $398,450 $481,650 $598,550 03/05/2008
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA (MSA) 40900   EL DORADO 017 CA $580,000 $742,500 $897,500 $1,115,400 03/05/2008
FRESNO, CA (MSA) 23420   FRESNO 019 CA $381,250 $488,050 $589,950 $733,150 03/05/2008
NON-METRO 99999   GLENN 021 CA $287,500 $368,050 $444,900 $552,900 03/05/2008
EUREKA-ARCATA-FORTUNA, CA (MICRO) 21700   HUMBOLDT 023 CA $393,750 $504,050 $609,300 $757,200 03/05/2008
EL CENTRO, CA (MSA) 20940   IMPERIAL 025 CA $325,000 $416,050 $502,900 $625,000 03/05/2008
BISHOP, CA (MICRO) 13860   INYO 027 CA $437,500 $560,050 $677,000 $841,350 03/05/2008
BAKERSFIELD, CA (MSA) 12540   KERN 029 CA $368,750 $472,050 $570,600 $709,150 03/05/2008
HANFORD-CORCORAN, CA (MSA) 25260   KINGS 031 CA $325,000 $416,050 $502,900 $625,000 03/05/2008
CLEARLAKE, CA (MICRO) 17340   LAKE 033 CA $401,250 $513,650 $620,900 $771,650 03/05/2008
SUSANVILLE, CA (MICRO) 45000   LASSEN 035 CA $285,000 $364,850 $441,000 $548,050 03/05/2008
LOS ANGELES-LONG BEACH-GLENDALE, CA METROPOLITAN D 31100 31084 LOS ANGELES 037 CA $729,750 $934,200 $1,129,250 $1,403,400 03/05/2008
MADERA, CA (MSA) 31460   MADERA 039 CA $425,000 $544,050 $657,650 $817,300 03/05/2008
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA METROPOLI 41860 41884 MARIN 041 CA $729,750 $934,200 $1,129,250 $1,403,400 03/05/2008
NON-METRO 99999   MARIPOSA 043 CA $412,500 $528,050 $638,300 $793,250 03/05/2008
UKIAH, CA (MICRO) 46380   MENDOCINO 045 CA $512,500 $656,100 $793,050 $985,600 03/05/2008
MERCED, CA (MSA) 32900   MERCED 047 CA $472,500 $604,900 $731,150 $908,650 03/05/2008
NON-METRO 99999   MODOC 049 CA $271,050 $347,000 $419,400 $521,250 03/05/2008
NON-METRO 99999   MONO 051 CA $462,500 $592,050 $715,700 $889,450 03/05/2008
SALINAS, CA (MSA) 41500   MONTEREY 053 CA $729,750 $934,200 $1,129,250 $1,403,400 03/05/2008
NAPA, CA (MSA) 34900   NAPA 055 CA $729,750 $934,200 $1,129,250 $1,403,400 03/05/2008
TRUCKEE-GRASS VALLEY, CA (MICRO) 46020   NEVADA 057 CA $562,500 $720,100 $870,450 $1,081,750 03/05/2008
SANTA ANA-ANAHEIM-IRVINE, CA METROPOLITAN DIVISION 31100 42044 ORANGE 059 CA $729,750 $934,200 $1,129,250 $1,403,400 03/05/2008
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA (MSA) 40900   PLACER 061 CA $580,000 $742,500 $897,500 $1,115,400 03/05/2008
NON-METRO 99999   PLUMAS 063 CA $410,000 $524,850 $634,450 $788,450 03/05/2008
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (MSA) 40140   RIVERSIDE 065 CA $500,000 $640,100 $773,700 $961,550 03/05/2008
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA (MSA) 40900   SACRAMENTO 067 CA $580,000 $742,500 $897,500 $1,115,400 03/05/2008
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (MSA) 41940   SAN BENITO 069 CA $729,750 $934,200 $1,129,250 $1,403,400 03/05/2008
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (MSA) 40140   SAN BERNARDINO 071 CA $500,000 $640,100 $773,700 $961,550 03/05/2008
SAN DIEGO-CARLSBAD-SAN MARCOS, CA (MSA) 41740   SAN DIEGO 073 CA $697,500 $892,950 $1,079,350 $1,341,350 03/05/2008
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA METROPOLI 41860 41884 SAN FRANCISCO 075 CA $729,750 $934,200 $1,129,250 $1,403,400 03/05/2008
STOCKTON, CA (MSA) 44700   SAN JOAQUIN 077 CA $488,750 $625,700 $756,300 $939,900 03/05/2008
SAN LUIS OBISPO-PASO ROBLES, CA (MSA) 42020   SAN LUIS OBISPO 079 CA $687,500 $880,100 $1,063,850 $1,322,150 03/05/2008
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA METROPOLI 41860 41884 SAN MATEO 081 CA $729,750 $934,200 $1,129,250 $1,403,400 03/05/2008
SANTA BARBARA-SANTA MARIA, CA (MSA) 42060   SANTA BARBARA 083 CA $729,750 $934,200 $1,129,250 $1,403,400 03/05/2008
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (MSA) 41940   SANTA CLARA 085 CA $729,750 $934,200 $1,129,250 $1,403,400 03/05/2008
SANTA CRUZ-WATSONVILLE, CA (MSA) 42100   SANTA CRUZ 087 CA $729,750 $934,200 $1,129,250 $1,403,400 03/05/2008
REDDING, CA (MSA) 39820   SHASTA 089 CA $423,750 $542,450 $655,700 $814,900 03/05/2008
NON-METRO 99999   SIERRA 091 CA $285,000 $364,850 $441,000 $548,050 03/05/2008
NON-METRO 99999   SISKIYOU 093 CA $293,750 $376,050 $454,550 $564,900 03/05/2008
VALLEJO-FAIRFIELD, CA (MSA) 46700   SOLANO 095 CA $557,500 $713,700 $862,700 $1,072,150 03/05/2008
SANTA ROSA-PETALUMA, CA (MSA) 42220   SONOMA 097 CA $662,500 $848,100 $1,025,200 $1,274,050 03/05/2008
MODESTO, CA (MSA) 33700   STANISLAUS 099 CA $423,750 $542,450 $655,700 $814,900 03/05/2008

Selection criteria
Sorted by: County
State: CA
County:
County Code:
MSA Name:
MSA Code:
Limit Type: FHA Forward
Last Revised:  

The current basic standard mortgage limits for FHA insured loans are:
      One-family   Two-family   Three-family   Four-family  
  FHA Forward   $271,050.00   $347,000.00   $419,400.00   $521,250.00  
  HECM   $200,160.00      
  Fannie/Freddie   $417,000.00   $533,850.00   $645,300.00   $801,950.00  

High cost area limits are subject to a ceiling based on a percent of the Freddie Mac Loan limits
The ceilings are currently:
      One-family   Two-family   Three-family   Four-family  
  FHA Forward   $729,750.00   $934,200.00   $1,129,250.00   $1,403,400.00  
  HECM   $362,790.00      
  Fannie/Freddie   $729,750.00   $934,200.00   $1,129,250.00   $1,403,400.00  

Section 214 of the National Housing Act provides that mortgage limits for Alaska, Guam, Hawaii, and the Virgin Islands may be adjusted up to 150 percent of the new ceilings. This results in new ceilings for these areas of:
      One-family   Two-family   Three-family   Four-family  
  FHA Forward   $1,094,625.00   $1,401,300.00   $1,693,875.00   $2,105,100.00  
  HECM   $544,185.00      
  Fannie/Freddie   $1,094,625.00   $1,401,300.00   $1,693,875.00   $2,105,100.00  



MSA Name MSA Code Division County Name County
Code
State One-Family Two-Family Three-Family Four-Family Last Revised
YUBA CITY, CA (MSA) 49700   SUTTER 101 CA $425,000 $544,050 $657,650 $817,300 03/05/2008
RED BLUFF, CA (MICRO) 39780   TEHAMA 103 CA $312,500 $400,050 $483,550 $600,950 03/05/2008
NON-METRO 99999   TRINITY 105 CA $271,050 $347,000 $419,400 $521,250 03/05/2008
VISALIA-PORTERVILLE, CA (MSA) 47300   TULARE 107 CA $325,000 $416,050 $502,900 $625,000 03/05/2008
PHOENIX LAKE-CEDAR RIDGE, CA (MICRO) 38020   TUOLUMNE 109 CA $437,500 $560,050 $677,000 $841,350 03/05/2008
OXNARD-THOUSAND OAKS-VENTURA, CA (MSA) 37100   VENTURA 111 CA $729,750 $934,200 $1,129,250 $1,403,400 03/05/2008
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA (MSA) 40900   YOLO 113 CA $580,000 $742,500 $897,500 $1,115,400 03/05/2008
YUBA CITY, CA (MSA) 49700   YUBA 115 CA $425,000 $544,050 $657,650 $817,300 03/05/2008

Selection criteria
Sorted by: County
State: CA
County:
County Code:
MSA Name:
MSA Code:
Limit Type: FHA Forward
Last Revised:  

The current basic standard mortgage limits for FHA insured loans are:
      One-family   Two-family   Three-family   Four-family  
  FHA Forward   $271,050.00   $347,000.00   $419,400.00   $521,250.00  
  HECM   $200,160.00      
  Fannie/Freddie   $417,000.00   $533,850.00   $645,300.00   $801,950.00  
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Nancy Wright
Lake Arrowhead, CA
Unfortunately my selling area has been lumped in with San Bernardino County, not an advatage for me.
Mar 07, 2008 07:47 AM